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At today's rate and a 90% mortgage, the deposit on this unit is about HK$368K, with repayments around HK$16,034/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$368K · loan HK$3.31M · min. income ≈ HK$32,068/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Town Centre Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 6
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-22 | HK$3.68M | −19.1% 5.4y · −3.0%/yr |
| 2020-08-06 | HK$4.55M | +7.6% 3.1y · 3.0%/yr |
| 2017-06-27 | HK$4.23M | +56.7% 3.2y · 18.0%/yr |
| 2014-05-16 | HK$2.70M | +36.4% |
| 2011-09-27 | HK$1.98M | +36.6% |
| 2010-05-19 | HK$1.45M | +54.3% |
| 2008-10-15 | HK$940K | — |