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At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,519/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.20M · min. income ≈ HK$31,038/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Town Centre Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 4
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-03 | HK$4.45M | +7.2% 3.1y · 2.0%/yr |
| 2018-04-18 | HK$4.15M | +188.2% 8.0y · 24.0%/yr |
| 2010-03-23 | HK$1.44M | +22.0% |
| 2009-10-16 | HK$1.18M | +34.1% |
| 2007-10-03 | HK$880K | +10.0% |
| 2007-04-24 | HK$800K | −12.1% |
| 2006-04-01 | HK$910K | −4.2% |
| 2005-06-08 | HK$950K | +0.0% |
| 1996-07-01 | HK$950K | — |