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At today's rate and a 90% mortgage, the deposit on this unit is about HK$513K, with repayments around HK$22,381/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$44,762/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,449 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- C
- Saleable Area
- 546 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-12 | HK$5.88M | +56.8% 4.0y · 14.0%/yr |
| 2016-05-23 | HK$3.75M | +131.5% 8.1y · 16.0%/yr |
| 2008-04-25 | HK$1.62M | +25.6% |
| 2007-08-27 | HK$1.29M | −9.8% |
| 2001-05-18 | HK$1.43M | −10.6% |
| 1999-03-05 | HK$1.60M | +10.3% |
| 1995-07-18 | HK$1.45M | — |