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At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,191/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,382/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$65,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-09 | HK$5.67M | +7.6% 3.3y · 2.0%/yr |
| 2018-04-03 | HK$5.27M | +50.6% 3.1y · 16.0%/yr |
| 2015-02-04 | HK$3.50M | +25.0% |
| 1997-04-25 | HK$2.80M | +12.0% |
| 1997-03-27 | HK$2.50M | +9.6% |
| 1997-02-26 | HK$2.28M | +65.2% |
| 1995-07-25 | HK$1.38M | — |