Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$510K, with repayments around HK$22,253/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$510K · loan HK$4.59M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$114,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- H
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-11 | HK$4.83M | +11.6% 7.6y · 2.0%/yr |
| 2016-11-11 | HK$4.33M | +109.1% 5.8y · 19.0%/yr |
| 2011-02-16 | HK$2.07M | +17.6% |
| 1998-11-19 | HK$1.76M | −43.8% |
| 1997-04-16 | HK$3.13M | +18.1% |
| 1997-04-15 | HK$2.65M | +71.0% |
| 1995-07-22 | HK$1.55M | — |