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At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,326/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,652/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$40,400 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-17 | HK$4.28M | −14.1% 5.6y · −3.0%/yr |
| 2020-04-01 | HK$4.98M | +142.9% 8.0y · 18.0%/yr |
| 2012-03-28 | HK$2.05M | +78.3% |
| 2007-10-08 | HK$1.15M | −0.9% |
| 2001-04-03 | HK$1.16M | −27.5% |
| 1996-05-31 | HK$1.60M | +25.0% |
| 1995-07-22 | HK$1.28M | — |