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At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,055/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,110/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,771 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- C
- Saleable Area
- 546 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-19 | HK$5.95M | +5.3% 3.4y · 1.0%/yr |
| 2019-03-11 | HK$5.65M | +139.4% 7.7y · 18.0%/yr |
| 2011-07-13 | HK$2.36M | +46.6% |
| 2009-10-07 | HK$1.61M | +15.0% |
| 2005-05-05 | HK$1.40M | −57.1% |
| 1997-05-13 | HK$3.26M | +80.1% |
| 1996-03-13 | HK$1.81M | — |