▼ 0.50% · 3.625%
HK$12,180
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,559
−HK$385/mo
Today · 4.125%
HK$12,944
baseline
▲ 0.50% · 4.625%
HK$13,731
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,888/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,550
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,913
−HK$369/mo
Today · 4.125%
HK$14,282
baseline
▲ 0.50% · 4.625%
HK$15,035
+HK$753/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,564/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,398
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,815
−HK$423/mo
Today · 4.125%
HK$14,238
baseline
▲ 0.50% · 4.625%
HK$15,104
+HK$866/mo
Deposit HK$2.40M · loan HK$2.94M · min. income ≈ HK$28,476/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,905
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,305
−HK$405/mo
Today · 4.125%
HK$15,710
baseline
▲ 0.50% · 4.625%
HK$16,538
+HK$828/mo
Deposit HK$2.40M · loan HK$2.94M · min. income ≈ HK$31,420/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,616
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,071
−HK$461/mo
Today · 4.125%
HK$15,532
baseline
▲ 0.50% · 4.625%
HK$16,478
+HK$946/mo
Deposit HK$2.14M · loan HK$3.20M · min. income ≈ HK$31,064/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,260
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,696
−HK$443/mo
Today · 4.125%
HK$17,139
baseline
▲ 0.50% · 4.625%
HK$18,042
+HK$903/mo
Deposit HK$2.14M · loan HK$3.20M · min. income ≈ HK$34,278/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,834
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,326
−HK$501/mo
Today · 4.125%
HK$16,827
baseline
▲ 0.50% · 4.625%
HK$17,851
+HK$1,024/mo
Deposit HK$1.87M · loan HK$3.47M · min. income ≈ HK$33,654/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,615
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,088
−HK$479/mo
Today · 4.125%
HK$18,567
baseline
▲ 0.50% · 4.625%
HK$19,545
+HK$978/mo
Deposit HK$1.87M · loan HK$3.47M · min. income ≈ HK$37,134/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,052
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,582
−HK$539/mo
Today · 4.125%
HK$18,121
baseline
▲ 0.50% · 4.625%
HK$19,224
+HK$1,103/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,242/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,970
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,479
−HK$516/mo
Today · 4.125%
HK$19,995
baseline
▲ 0.50% · 4.625%
HK$21,049
+HK$1,054/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$39,990/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,270
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,838
−HK$578/mo
Today · 4.125%
HK$19,416
baseline
▲ 0.50% · 4.625%
HK$20,597
+HK$1,181/mo
Deposit HK$1.34M · loan HK$4.01M · min. income ≈ HK$38,832/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,325
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,870
−HK$553/mo
Today · 4.125%
HK$21,423
baseline
▲ 0.50% · 4.625%
HK$22,552
+HK$1,129/mo
Deposit HK$1.34M · loan HK$4.01M · min. income ≈ HK$42,846/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,488
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,094
−HK$616/mo
Today · 4.125%
HK$20,710
baseline
▲ 0.50% · 4.625%
HK$21,970
+HK$1,260/mo
Deposit HK$1.07M · loan HK$4.27M · min. income ≈ HK$41,420/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,680
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,262
−HK$589/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,056
+HK$1,205/mo
Deposit HK$1.07M · loan HK$4.27M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,706
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,350
−HK$654/mo
Today · 4.125%
HK$22,004
baseline
▲ 0.50% · 4.625%
HK$23,343
+HK$1,339/mo
Deposit HK$801K · loan HK$4.54M · min. income ≈ HK$44,008/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,035
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,653
−HK$627/mo
Today · 4.125%
HK$24,280
baseline
▲ 0.50% · 4.625%
HK$25,559
+HK$1,279/mo
Deposit HK$801K · loan HK$4.54M · min. income ≈ HK$48,560/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,924
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,606
−HK$693/mo
Today · 4.125%
HK$23,299
baseline
▲ 0.50% · 4.625%
HK$24,716
+HK$1,417/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,598/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,390
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,044
−HK$664/mo
Today · 4.125%
HK$25,708
baseline
▲ 0.50% · 4.625%
HK$27,063
+HK$1,355/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$51,416/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,184 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).