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At today's rate and a 90% mortgage, the deposit on this unit is about HK$564K, with repayments around HK$24,580/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$49,160/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 34/F
- Flat
- B
- Saleable Area
- 630 Saleable ft²
- Gross Area
- 811 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-06 | HK$5.48M | −16.2% 4.2y · −4.0%/yr |
| 2020-10-07 | HK$6.54M | +193.2% 10.0y · 19.0%/yr |
| 2010-10-18 | HK$2.23M | +8.8% |
| 2010-08-18 | HK$2.05M | +26.5% |
| 2005-06-01 | HK$1.62M | +65.3% |
| 2003-06-11 | HK$980K | −45.3% |
| 1996-03-22 | HK$1.79M | — |