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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,951/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,902/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,172 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Wing Station.
Family-friendly — 97 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-11 | HK$4.33M | −20.6% 3.7y · −6.0%/yr |
| 2022-02-11 | HK$5.45M | +19.8% 4.1y · 5.0%/yr |
| 2018-01-04 | HK$4.55M | +39.6% 3.2y · 12.0%/yr |
| 2014-10-08 | HK$3.26M | +71.6% |
| 2012-02-15 | HK$1.90M | +15.2% |
| 2010-08-27 | HK$1.65M | +57.1% |
| 2007-09-13 | HK$1.05M | −18.6% |
| 1996-03-27 | HK$1.29M | — |