▼ 0.50% · 3.625%
HK$17,734
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,286
−HK$561/mo
Today · 4.125%
HK$18,847
baseline
▲ 0.50% · 4.625%
HK$19,993
+HK$1,146/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,694/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,729
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,259
−HK$536/mo
Today · 4.125%
HK$20,795
baseline
▲ 0.50% · 4.625%
HK$21,892
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,590/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,508
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,115
−HK$616/mo
Today · 4.125%
HK$20,731
baseline
▲ 0.50% · 4.625%
HK$21,993
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,462/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,702
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,284
−HK$591/mo
Today · 4.125%
HK$22,875
baseline
▲ 0.50% · 4.625%
HK$24,081
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,750/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,281
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,943
−HK$673/mo
Today · 4.125%
HK$22,616
baseline
▲ 0.50% · 4.625%
HK$23,992
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,232/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,675
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,310
−HK$644/mo
Today · 4.125%
HK$24,954
baseline
▲ 0.50% · 4.625%
HK$26,270
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,908/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,055
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,772
−HK$729/mo
Today · 4.125%
HK$24,501
baseline
▲ 0.50% · 4.625%
HK$25,991
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,002/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,648
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,336
−HK$698/mo
Today · 4.125%
HK$27,034
baseline
▲ 0.50% · 4.625%
HK$28,459
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,068/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,601
−HK$784/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,991
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,621
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$752/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,648
+HK$1,534/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,602
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,429
−HK$841/mo
Today · 4.125%
HK$28,270
baseline
▲ 0.50% · 4.625%
HK$29,990
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,540/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,594
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,388
−HK$805/mo
Today · 4.125%
HK$31,193
baseline
▲ 0.50% · 4.625%
HK$32,837
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,386/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,375
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,258
−HK$897/mo
Today · 4.125%
HK$30,155
baseline
▲ 0.50% · 4.625%
HK$31,989
+HK$1,834/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,310/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,567
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,414
−HK$859/mo
Today · 4.125%
HK$33,273
baseline
▲ 0.50% · 4.625%
HK$35,026
+HK$1,753/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,546/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,149
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,086
−HK$953/mo
Today · 4.125%
HK$32,039
baseline
▲ 0.50% · 4.625%
HK$33,989
+HK$1,950/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,078/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,540
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,440
−HK$912/mo
Today · 4.125%
HK$35,352
baseline
▲ 0.50% · 4.625%
HK$37,216
+HK$1,864/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,704/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,922
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,915
−HK$1,009/mo
Today · 4.125%
HK$33,924
baseline
▲ 0.50% · 4.625%
HK$35,988
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,848/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,513
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,465
−HK$967/mo
Today · 4.125%
HK$37,432
baseline
▲ 0.50% · 4.625%
HK$39,405
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,864/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,323 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).