▼ 0.50% · 3.625%
HK$15,140
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,611
−HK$479/mo
Today · 4.125%
HK$16,090
baseline
▲ 0.50% · 4.625%
HK$17,069
+HK$979/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,180/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,843
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,295
−HK$458/mo
Today · 4.125%
HK$17,753
baseline
▲ 0.50% · 4.625%
HK$18,689
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,506/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,654
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,172
−HK$527/mo
Today · 4.125%
HK$17,699
baseline
▲ 0.50% · 4.625%
HK$18,776
+HK$1,077/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$35,398/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,528
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,025
−HK$504/mo
Today · 4.125%
HK$19,529
baseline
▲ 0.50% · 4.625%
HK$20,558
+HK$1,029/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$39,058/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,168
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,733
−HK$575/mo
Today · 4.125%
HK$19,308
baseline
▲ 0.50% · 4.625%
HK$20,482
+HK$1,174/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$38,616/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,212
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,754
−HK$550/mo
Today · 4.125%
HK$21,304
baseline
▲ 0.50% · 4.625%
HK$22,427
+HK$1,123/mo
Deposit HK$2.66M · loan HK$3.98M · min. income ≈ HK$42,608/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,682
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,295
−HK$622/mo
Today · 4.125%
HK$20,917
baseline
▲ 0.50% · 4.625%
HK$22,189
+HK$1,272/mo
Deposit HK$2.32M · loan HK$4.32M · min. income ≈ HK$41,834/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,896
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,484
−HK$595/mo
Today · 4.125%
HK$23,079
baseline
▲ 0.50% · 4.625%
HK$24,296
+HK$1,217/mo
Deposit HK$2.32M · loan HK$4.32M · min. income ≈ HK$46,158/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,196
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,856
−HK$670/mo
Today · 4.125%
HK$22,526
baseline
▲ 0.50% · 4.625%
HK$23,896
+HK$1,370/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,052/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,581
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,213
−HK$642/mo
Today · 4.125%
HK$24,855
baseline
▲ 0.50% · 4.625%
HK$26,165
+HK$1,310/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,710/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,710
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,417
−HK$718/mo
Today · 4.125%
HK$24,135
baseline
▲ 0.50% · 4.625%
HK$25,603
+HK$1,468/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$48,270/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,265
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,943
−HK$687/mo
Today · 4.125%
HK$26,630
baseline
▲ 0.50% · 4.625%
HK$28,034
+HK$1,404/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$53,260/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,224
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,978
−HK$766/mo
Today · 4.125%
HK$25,744
baseline
▲ 0.50% · 4.625%
HK$27,310
+HK$1,566/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$51,488/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,949
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,672
−HK$733/mo
Today · 4.125%
HK$28,405
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,498/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$56,810/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,739
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,539
−HK$814/mo
Today · 4.125%
HK$27,353
baseline
▲ 0.50% · 4.625%
HK$29,017
+HK$1,664/mo
Deposit HK$996K · loan HK$5.64M · min. income ≈ HK$54,706/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,634
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,402
−HK$779/mo
Today · 4.125%
HK$30,181
baseline
▲ 0.50% · 4.625%
HK$31,772
+HK$1,591/mo
Deposit HK$996K · loan HK$5.64M · min. income ≈ HK$60,362/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,253
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,100
−HK$862/mo
Today · 4.125%
HK$28,962
baseline
▲ 0.50% · 4.625%
HK$30,724
+HK$1,762/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$57,924/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,318
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,131
−HK$825/mo
Today · 4.125%
HK$31,956
baseline
▲ 0.50% · 4.625%
HK$33,641
+HK$1,685/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$63,912/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$198,974 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).