▼ 0.50% · 3.625%
HK$16,561
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,076
−HK$523/mo
Today · 4.125%
HK$17,599
baseline
▲ 0.50% · 4.625%
HK$18,670
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,198/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,424
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,918
−HK$501/mo
Today · 4.125%
HK$19,419
baseline
▲ 0.50% · 4.625%
HK$20,443
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,838/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,217
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,783
−HK$576/mo
Today · 4.125%
HK$19,359
baseline
▲ 0.50% · 4.625%
HK$20,537
+HK$1,178/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$38,718/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,266
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,809
−HK$552/mo
Today · 4.125%
HK$21,361
baseline
▲ 0.50% · 4.625%
HK$22,487
+HK$1,126/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$42,722/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,873
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,491
−HK$628/mo
Today · 4.125%
HK$21,119
baseline
▲ 0.50% · 4.625%
HK$22,404
+HK$1,285/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,238/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,108
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,701
−HK$602/mo
Today · 4.125%
HK$23,303
baseline
▲ 0.50% · 4.625%
HK$24,531
+HK$1,228/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,606/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,529
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,199
−HK$680/mo
Today · 4.125%
HK$22,879
baseline
▲ 0.50% · 4.625%
HK$24,271
+HK$1,392/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,758/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,951
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,593
−HK$652/mo
Today · 4.125%
HK$25,245
baseline
▲ 0.50% · 4.625%
HK$26,575
+HK$1,330/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,490/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,185
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,906
−HK$733/mo
Today · 4.125%
HK$24,639
baseline
▲ 0.50% · 4.625%
HK$26,138
+HK$1,499/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,278/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,793
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,485
−HK$701/mo
Today · 4.125%
HK$27,186
baseline
▲ 0.50% · 4.625%
HK$28,620
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,372/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,614
−HK$785/mo
Today · 4.125%
HK$26,399
baseline
▲ 0.50% · 4.625%
HK$28,005
+HK$1,606/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,798/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,635
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,376
−HK$752/mo
Today · 4.125%
HK$29,128
baseline
▲ 0.50% · 4.625%
HK$30,664
+HK$1,536/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,256/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,497
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$838/mo
Today · 4.125%
HK$28,159
baseline
▲ 0.50% · 4.625%
HK$29,872
+HK$1,713/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,318/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,478
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,268
−HK$802/mo
Today · 4.125%
HK$31,070
baseline
▲ 0.50% · 4.625%
HK$32,708
+HK$1,638/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,140/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$890/mo
Today · 4.125%
HK$29,919
baseline
▲ 0.50% · 4.625%
HK$31,739
+HK$1,820/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,838/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,160
−HK$852/mo
Today · 4.125%
HK$33,012
baseline
▲ 0.50% · 4.625%
HK$34,752
+HK$1,740/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$66,024/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,809
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,736
−HK$942/mo
Today · 4.125%
HK$31,678
baseline
▲ 0.50% · 4.625%
HK$33,606
+HK$1,928/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$63,356/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,162
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,052
−HK$902/mo
Today · 4.125%
HK$34,954
baseline
▲ 0.50% · 4.625%
HK$36,797
+HK$1,843/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$69,908/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,879 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).