▼ 0.50% · 3.625%
HK$17,109
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,641
−HK$541/mo
Today · 4.125%
HK$18,182
baseline
▲ 0.50% · 4.625%
HK$19,288
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,364/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,034
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,544
−HK$518/mo
Today · 4.125%
HK$20,062
baseline
▲ 0.50% · 4.625%
HK$21,120
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,124/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,820
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,405
−HK$595/mo
Today · 4.125%
HK$20,000
baseline
▲ 0.50% · 4.625%
HK$21,217
+HK$1,217/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,000/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,937
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,499
−HK$569/mo
Today · 4.125%
HK$22,068
baseline
▲ 0.50% · 4.625%
HK$23,232
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,136/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,531
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,170
−HK$648/mo
Today · 4.125%
HK$21,818
baseline
▲ 0.50% · 4.625%
HK$23,146
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,636/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,841
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,453
−HK$622/mo
Today · 4.125%
HK$24,075
baseline
▲ 0.50% · 4.625%
HK$25,344
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,150/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,242
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,934
−HK$703/mo
Today · 4.125%
HK$23,637
baseline
▲ 0.50% · 4.625%
HK$25,075
+HK$1,438/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,274/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,744
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,408
−HK$673/mo
Today · 4.125%
HK$26,081
baseline
▲ 0.50% · 4.625%
HK$27,456
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,162/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,953
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,698
−HK$757/mo
Today · 4.125%
HK$25,455
baseline
▲ 0.50% · 4.625%
HK$27,004
+HK$1,549/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,910/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,647
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,362
−HK$725/mo
Today · 4.125%
HK$28,087
baseline
▲ 0.50% · 4.625%
HK$29,567
+HK$1,480/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,174/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,664
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,462
−HK$811/mo
Today · 4.125%
HK$27,273
baseline
▲ 0.50% · 4.625%
HK$28,933
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,546/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,551
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,316
−HK$777/mo
Today · 4.125%
HK$30,093
baseline
▲ 0.50% · 4.625%
HK$31,679
+HK$1,586/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,186/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,375
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,226
−HK$865/mo
Today · 4.125%
HK$29,091
baseline
▲ 0.50% · 4.625%
HK$30,861
+HK$1,770/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,182/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,454
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,271
−HK$828/mo
Today · 4.125%
HK$32,099
baseline
▲ 0.50% · 4.625%
HK$33,791
+HK$1,692/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,198/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,086
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,990
−HK$920/mo
Today · 4.125%
HK$30,910
baseline
▲ 0.50% · 4.625%
HK$32,790
+HK$1,880/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,820/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,357
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,225
−HK$881/mo
Today · 4.125%
HK$34,106
baseline
▲ 0.50% · 4.625%
HK$35,903
+HK$1,797/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,212/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,797
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,754
−HK$974/mo
Today · 4.125%
HK$32,728
baseline
▲ 0.50% · 4.625%
HK$34,719
+HK$1,991/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,456/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,261
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,180
−HK$932/mo
Today · 4.125%
HK$36,112
baseline
▲ 0.50% · 4.625%
HK$38,015
+HK$1,903/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,224/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,096 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).