▼ 0.50% · 3.625%
HK$20,138
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,764
−HK$636/mo
Today · 4.125%
HK$21,400
baseline
▲ 0.50% · 4.625%
HK$22,702
+HK$1,302/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,800/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,403
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,004
−HK$609/mo
Today · 4.125%
HK$23,613
baseline
▲ 0.50% · 4.625%
HK$24,858
+HK$1,245/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,226/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,151
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,840
−HK$700/mo
Today · 4.125%
HK$23,540
baseline
▲ 0.50% · 4.625%
HK$24,973
+HK$1,433/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$47,080/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,643
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,304
−HK$670/mo
Today · 4.125%
HK$25,974
baseline
▲ 0.50% · 4.625%
HK$27,344
+HK$1,370/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$51,948/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,917
−HK$763/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,243
+HK$1,563/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,883
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$732/mo
Today · 4.125%
HK$28,336
baseline
▲ 0.50% · 4.625%
HK$29,829
+HK$1,493/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,672/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,179
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$827/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,513
+HK$1,693/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,124
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,905
−HK$792/mo
Today · 4.125%
HK$30,697
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,618/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,394/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,193
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,069
−HK$891/mo
Today · 4.125%
HK$29,960
baseline
▲ 0.50% · 4.625%
HK$31,783
+HK$1,823/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,920/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,364
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,205
−HK$853/mo
Today · 4.125%
HK$33,058
baseline
▲ 0.50% · 4.625%
HK$34,801
+HK$1,743/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,116/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,206
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,146
−HK$954/mo
Today · 4.125%
HK$32,100
baseline
▲ 0.50% · 4.625%
HK$34,054
+HK$1,954/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,200/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,604
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,505
−HK$915/mo
Today · 4.125%
HK$35,420
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$1,867/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,840/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,220
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,222
−HK$1,018/mo
Today · 4.125%
HK$34,240
baseline
▲ 0.50% · 4.625%
HK$36,324
+HK$2,084/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$68,480/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,844
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,806
−HK$975/mo
Today · 4.125%
HK$37,781
baseline
▲ 0.50% · 4.625%
HK$39,772
+HK$1,991/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$75,562/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,234
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,299
−HK$1,082/mo
Today · 4.125%
HK$36,381
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$2,213/mo
Deposit HK$1.32M · loan HK$7.51M · min. income ≈ HK$72,762/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,085
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,106
−HK$1,036/mo
Today · 4.125%
HK$40,142
baseline
▲ 0.50% · 4.625%
HK$42,258
+HK$2,116/mo
Deposit HK$1.32M · loan HK$7.51M · min. income ≈ HK$80,284/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,248
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,375
−HK$1,146/mo
Today · 4.125%
HK$38,521
baseline
▲ 0.50% · 4.625%
HK$40,864
+HK$2,343/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,042/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,325
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,406
−HK$1,098/mo
Today · 4.125%
HK$42,504
baseline
▲ 0.50% · 4.625%
HK$44,744
+HK$2,240/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$85,008/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).