▼ 0.50% · 3.625%
HK$18,931
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,520
−HK$598/mo
Today · 4.125%
HK$20,118
baseline
▲ 0.50% · 4.625%
HK$21,342
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,236/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,061
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,625
−HK$573/mo
Today · 4.125%
HK$22,198
baseline
▲ 0.50% · 4.625%
HK$23,369
+HK$1,171/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,396/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,824
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,472
−HK$658/mo
Today · 4.125%
HK$22,130
baseline
▲ 0.50% · 4.625%
HK$23,477
+HK$1,347/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,260/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,167
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,788
−HK$630/mo
Today · 4.125%
HK$24,418
baseline
▲ 0.50% · 4.625%
HK$25,705
+HK$1,287/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,836/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,717
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,424
−HK$718/mo
Today · 4.125%
HK$24,142
baseline
▲ 0.50% · 4.625%
HK$25,611
+HK$1,469/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,284/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,273
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,951
−HK$687/mo
Today · 4.125%
HK$26,638
baseline
▲ 0.50% · 4.625%
HK$28,042
+HK$1,404/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,276/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,610
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,376
−HK$778/mo
Today · 4.125%
HK$26,154
baseline
▲ 0.50% · 4.625%
HK$27,745
+HK$1,591/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,308/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,379
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,113
−HK$745/mo
Today · 4.125%
HK$28,858
baseline
▲ 0.50% · 4.625%
HK$30,379
+HK$1,521/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,716/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,503
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,328
−HK$837/mo
Today · 4.125%
HK$28,165
baseline
▲ 0.50% · 4.625%
HK$29,879
+HK$1,714/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,330/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,485
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,276
−HK$802/mo
Today · 4.125%
HK$31,078
baseline
▲ 0.50% · 4.625%
HK$32,716
+HK$1,638/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,156/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,397
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,280
−HK$897/mo
Today · 4.125%
HK$30,177
baseline
▲ 0.50% · 4.625%
HK$32,013
+HK$1,836/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,354/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,591
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$860/mo
Today · 4.125%
HK$33,298
baseline
▲ 0.50% · 4.625%
HK$35,053
+HK$1,755/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,596/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,290
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,232
−HK$957/mo
Today · 4.125%
HK$32,189
baseline
▲ 0.50% · 4.625%
HK$34,148
+HK$1,959/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,378/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,697
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,601
−HK$916/mo
Today · 4.125%
HK$35,517
baseline
▲ 0.50% · 4.625%
HK$37,390
+HK$1,873/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,034/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,183
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,184
−HK$1,017/mo
Today · 4.125%
HK$34,201
baseline
▲ 0.50% · 4.625%
HK$36,282
+HK$2,081/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,402/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,803
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,763
−HK$974/mo
Today · 4.125%
HK$37,737
baseline
▲ 0.50% · 4.625%
HK$39,727
+HK$1,990/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,474/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,076
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,136
−HK$1,077/mo
Today · 4.125%
HK$36,213
baseline
▲ 0.50% · 4.625%
HK$38,416
+HK$2,203/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,426/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,909
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,926
−HK$1,031/mo
Today · 4.125%
HK$39,957
baseline
▲ 0.50% · 4.625%
HK$42,063
+HK$2,106/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,914/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,065 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).