▼ 0.50% · 3.625%
HK$14,960
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,426
−HK$473/mo
Today · 4.125%
HK$15,899
baseline
▲ 0.50% · 4.625%
HK$16,866
+HK$967/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,798/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,643
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,090
−HK$453/mo
Today · 4.125%
HK$17,543
baseline
▲ 0.50% · 4.625%
HK$18,467
+HK$924/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,086/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,456
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,968
−HK$520/mo
Today · 4.125%
HK$17,488
baseline
▲ 0.50% · 4.625%
HK$18,553
+HK$1,065/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$34,976/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,308
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,799
−HK$498/mo
Today · 4.125%
HK$19,297
baseline
▲ 0.50% · 4.625%
HK$20,314
+HK$1,017/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$38,594/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,953
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,511
−HK$567/mo
Today · 4.125%
HK$19,078
baseline
▲ 0.50% · 4.625%
HK$20,239
+HK$1,161/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$38,156/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,972
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,508
−HK$543/mo
Today · 4.125%
HK$21,051
baseline
▲ 0.50% · 4.625%
HK$22,161
+HK$1,110/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$42,102/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,449
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,054
−HK$614/mo
Today · 4.125%
HK$20,668
baseline
▲ 0.50% · 4.625%
HK$21,926
+HK$1,258/mo
Deposit HK$2.30M · loan HK$4.26M · min. income ≈ HK$41,336/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,636
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,217
−HK$588/mo
Today · 4.125%
HK$22,805
baseline
▲ 0.50% · 4.625%
HK$24,007
+HK$1,202/mo
Deposit HK$2.30M · loan HK$4.26M · min. income ≈ HK$45,610/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,945
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,596
−HK$662/mo
Today · 4.125%
HK$22,258
baseline
▲ 0.50% · 4.625%
HK$23,612
+HK$1,354/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,516/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,301
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,926
−HK$634/mo
Today · 4.125%
HK$24,560
baseline
▲ 0.50% · 4.625%
HK$25,854
+HK$1,294/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,120/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,441
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,139
−HK$709/mo
Today · 4.125%
HK$23,848
baseline
▲ 0.50% · 4.625%
HK$25,299
+HK$1,451/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$47,696/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,965
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,635
−HK$679/mo
Today · 4.125%
HK$26,314
baseline
▲ 0.50% · 4.625%
HK$27,701
+HK$1,387/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$52,628/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,937
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,681
−HK$757/mo
Today · 4.125%
HK$25,438
baseline
▲ 0.50% · 4.625%
HK$26,986
+HK$1,548/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$50,876/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,629
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,344
−HK$724/mo
Today · 4.125%
HK$28,068
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,480/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$56,136/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,433
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,224
−HK$804/mo
Today · 4.125%
HK$27,028
baseline
▲ 0.50% · 4.625%
HK$28,672
+HK$1,644/mo
Deposit HK$984K · loan HK$5.58M · min. income ≈ HK$54,056/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,294
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,052
−HK$770/mo
Today · 4.125%
HK$29,822
baseline
▲ 0.50% · 4.625%
HK$31,394
+HK$1,572/mo
Deposit HK$984K · loan HK$5.58M · min. income ≈ HK$59,644/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,929
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,766
−HK$851/mo
Today · 4.125%
HK$28,617
baseline
▲ 0.50% · 4.625%
HK$30,359
+HK$1,742/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,234/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,958
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,761
−HK$816/mo
Today · 4.125%
HK$31,577
baseline
▲ 0.50% · 4.625%
HK$33,241
+HK$1,664/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$63,154/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,086 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).