▼ 0.50% · 3.625%
HK$20,791
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,438
−HK$657/mo
Today · 4.125%
HK$22,095
baseline
▲ 0.50% · 4.625%
HK$23,439
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,190/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,130
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,750
−HK$630/mo
Today · 4.125%
HK$24,380
baseline
▲ 0.50% · 4.625%
HK$25,665
+HK$1,285/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,760/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,870
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,582
−HK$722/mo
Today · 4.125%
HK$24,304
baseline
▲ 0.50% · 4.625%
HK$25,783
+HK$1,479/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,608/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,443
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,125
−HK$693/mo
Today · 4.125%
HK$26,818
baseline
▲ 0.50% · 4.625%
HK$28,231
+HK$1,413/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,636/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,949
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,725
−HK$789/mo
Today · 4.125%
HK$26,514
baseline
▲ 0.50% · 4.625%
HK$28,127
+HK$1,613/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,028/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,756
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,500
−HK$756/mo
Today · 4.125%
HK$29,256
baseline
▲ 0.50% · 4.625%
HK$30,798
+HK$1,542/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,512/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,029
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,869
−HK$854/mo
Today · 4.125%
HK$28,723
baseline
▲ 0.50% · 4.625%
HK$30,471
+HK$1,748/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,446/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,069
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,875
−HK$818/mo
Today · 4.125%
HK$31,693
baseline
▲ 0.50% · 4.625%
HK$33,364
+HK$1,671/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,386/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,108
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,013
−HK$920/mo
Today · 4.125%
HK$30,933
baseline
▲ 0.50% · 4.625%
HK$32,815
+HK$1,882/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$61,866/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,382
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,250
−HK$881/mo
Today · 4.125%
HK$34,131
baseline
▲ 0.50% · 4.625%
HK$35,931
+HK$1,800/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$68,262/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,187
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,157
−HK$985/mo
Today · 4.125%
HK$33,142
baseline
▲ 0.50% · 4.625%
HK$35,159
+HK$2,017/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,284/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,695
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,625
−HK$944/mo
Today · 4.125%
HK$36,569
baseline
▲ 0.50% · 4.625%
HK$38,497
+HK$1,928/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,138/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,266
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,301
−HK$1,051/mo
Today · 4.125%
HK$35,352
baseline
▲ 0.50% · 4.625%
HK$37,503
+HK$2,151/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,704/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,008
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$38,000
−HK$1,007/mo
Today · 4.125%
HK$39,007
baseline
▲ 0.50% · 4.625%
HK$41,064
+HK$2,057/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$78,014/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,345
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,444
−HK$1,117/mo
Today · 4.125%
HK$37,561
baseline
▲ 0.50% · 4.625%
HK$39,847
+HK$2,286/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,122/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,321
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,376
−HK$1,069/mo
Today · 4.125%
HK$41,445
baseline
▲ 0.50% · 4.625%
HK$43,630
+HK$2,185/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,890/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,424
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,588
−HK$1,183/mo
Today · 4.125%
HK$39,771
baseline
▲ 0.50% · 4.625%
HK$42,191
+HK$2,420/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,542/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,634
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,751
−HK$1,132/mo
Today · 4.125%
HK$43,883
baseline
▲ 0.50% · 4.625%
HK$46,196
+HK$2,313/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,766/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,791 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).