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At today's rate and a 90% mortgage, the deposit on this unit is about HK$691K, with repayments around HK$30,155/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,310/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,403 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tin Sau Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 50/F
- Flat
- H
- Saleable Area
- 693 Saleable ft²
- Gross Area
- 920 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-23 | HK$8.69M | +42.4% 5.3y · 8.0%/yr |
| 2016-09-29 | HK$6.10M | +43.9% 4.3y · 10.0%/yr |
| 2012-05-25 | HK$4.24M | +73.1% |
| 2009-11-10 | HK$2.45M | +0.0% |
| 2007-07-30 | HK$2.45M | +15.0% |
| 2006-07-12 | HK$2.13M | +34.8% |
| 2003-03-31 | HK$1.58M | — |