▼ 0.50% · 3.625%
HK$15,710
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,199
−HK$496/mo
Today · 4.125%
HK$16,695
baseline
▲ 0.50% · 4.625%
HK$17,711
+HK$1,016/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,390/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,477
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,946
−HK$476/mo
Today · 4.125%
HK$18,422
baseline
▲ 0.50% · 4.625%
HK$19,393
+HK$971/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,844/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,281
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,819
−HK$546/mo
Today · 4.125%
HK$18,365
baseline
▲ 0.50% · 4.625%
HK$19,482
+HK$1,117/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,730/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,225
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,741
−HK$523/mo
Today · 4.125%
HK$20,264
baseline
▲ 0.50% · 4.625%
HK$21,332
+HK$1,068/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,528/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,852
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,438
−HK$596/mo
Today · 4.125%
HK$20,034
baseline
▲ 0.50% · 4.625%
HK$21,253
+HK$1,219/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$40,068/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,973
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,535
−HK$571/mo
Today · 4.125%
HK$22,106
baseline
▲ 0.50% · 4.625%
HK$23,271
+HK$1,165/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$44,212/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,423
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,058
−HK$646/mo
Today · 4.125%
HK$21,704
baseline
▲ 0.50% · 4.625%
HK$23,024
+HK$1,320/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,408/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,720
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,330
−HK$618/mo
Today · 4.125%
HK$23,948
baseline
▲ 0.50% · 4.625%
HK$25,210
+HK$1,262/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,896/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,994
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,678
−HK$695/mo
Today · 4.125%
HK$23,373
baseline
▲ 0.50% · 4.625%
HK$24,796
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,746/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,468
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,124
−HK$666/mo
Today · 4.125%
HK$25,790
baseline
▲ 0.50% · 4.625%
HK$27,150
+HK$1,360/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,580/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,298
−HK$745/mo
Today · 4.125%
HK$25,043
baseline
▲ 0.50% · 4.625%
HK$26,567
+HK$1,524/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,086/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,216
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,919
−HK$713/mo
Today · 4.125%
HK$27,632
baseline
▲ 0.50% · 4.625%
HK$29,089
+HK$1,457/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,264/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,136
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,918
−HK$794/mo
Today · 4.125%
HK$26,712
baseline
▲ 0.50% · 4.625%
HK$28,338
+HK$1,626/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$53,424/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,964
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,714
−HK$760/mo
Today · 4.125%
HK$29,474
baseline
▲ 0.50% · 4.625%
HK$31,028
+HK$1,554/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$58,948/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,707
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,538
−HK$844/mo
Today · 4.125%
HK$28,382
baseline
▲ 0.50% · 4.625%
HK$30,109
+HK$1,727/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,764/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,508
−HK$809/mo
Today · 4.125%
HK$31,317
baseline
▲ 0.50% · 4.625%
HK$32,967
+HK$1,650/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,634/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,278
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,158
−HK$893/mo
Today · 4.125%
HK$30,051
baseline
▲ 0.50% · 4.625%
HK$31,880
+HK$1,829/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,102/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,459
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$856/mo
Today · 4.125%
HK$33,159
baseline
▲ 0.50% · 4.625%
HK$34,907
+HK$1,748/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,318/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,689 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).