▼ 0.50% · 3.625%
HK$15,215
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,689
−HK$481/mo
Today · 4.125%
HK$16,170
baseline
▲ 0.50% · 4.625%
HK$17,154
+HK$984/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,340/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,927
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,381
−HK$461/mo
Today · 4.125%
HK$17,842
baseline
▲ 0.50% · 4.625%
HK$18,782
+HK$940/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,684/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,737
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,258
−HK$529/mo
Today · 4.125%
HK$17,787
baseline
▲ 0.50% · 4.625%
HK$18,869
+HK$1,082/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,574/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,620
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,119
−HK$507/mo
Today · 4.125%
HK$19,626
baseline
▲ 0.50% · 4.625%
HK$20,660
+HK$1,034/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,252/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,259
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,827
−HK$577/mo
Today · 4.125%
HK$19,404
baseline
▲ 0.50% · 4.625%
HK$20,584
+HK$1,180/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,808/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,312
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,857
−HK$553/mo
Today · 4.125%
HK$21,410
baseline
▲ 0.50% · 4.625%
HK$22,538
+HK$1,128/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,820/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,780
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,395
−HK$626/mo
Today · 4.125%
HK$21,021
baseline
▲ 0.50% · 4.625%
HK$22,300
+HK$1,279/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$42,042/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,005
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,595
−HK$599/mo
Today · 4.125%
HK$23,194
baseline
▲ 0.50% · 4.625%
HK$24,417
+HK$1,223/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$46,388/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,302
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,964
−HK$673/mo
Today · 4.125%
HK$22,637
baseline
▲ 0.50% · 4.625%
HK$24,015
+HK$1,378/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,274/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,698
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,333
−HK$645/mo
Today · 4.125%
HK$24,978
baseline
▲ 0.50% · 4.625%
HK$26,295
+HK$1,317/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,956/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,823
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,533
−HK$721/mo
Today · 4.125%
HK$24,254
baseline
▲ 0.50% · 4.625%
HK$25,730
+HK$1,476/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,508/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,391
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,072
−HK$690/mo
Today · 4.125%
HK$26,762
baseline
▲ 0.50% · 4.625%
HK$28,173
+HK$1,411/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,524/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,345
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,102
−HK$769/mo
Today · 4.125%
HK$25,871
baseline
▲ 0.50% · 4.625%
HK$27,446
+HK$1,575/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$51,742/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,083
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,810
−HK$737/mo
Today · 4.125%
HK$28,547
baseline
▲ 0.50% · 4.625%
HK$30,051
+HK$1,504/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$57,094/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,866
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,671
−HK$817/mo
Today · 4.125%
HK$27,488
baseline
▲ 0.50% · 4.625%
HK$29,161
+HK$1,673/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$54,976/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,776
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,548
−HK$783/mo
Today · 4.125%
HK$30,331
baseline
▲ 0.50% · 4.625%
HK$31,929
+HK$1,598/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$60,662/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,388
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,240
−HK$865/mo
Today · 4.125%
HK$29,105
baseline
▲ 0.50% · 4.625%
HK$30,876
+HK$1,771/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$58,210/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,469
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,286
−HK$829/mo
Today · 4.125%
HK$32,115
baseline
▲ 0.50% · 4.625%
HK$33,808
+HK$1,693/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$64,230/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,182 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).