▼ 0.50% · 3.625%
HK$14,225
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,667
−HK$450/mo
Today · 4.125%
HK$15,117
baseline
▲ 0.50% · 4.625%
HK$16,037
+HK$920/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,234/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,825
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,249
−HK$431/mo
Today · 4.125%
HK$16,680
baseline
▲ 0.50% · 4.625%
HK$17,559
+HK$879/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,360/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,647
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,134
−HK$494/mo
Today · 4.125%
HK$16,628
baseline
▲ 0.50% · 4.625%
HK$17,640
+HK$1,012/mo
Deposit HK$2.81M · loan HK$3.43M · min. income ≈ HK$33,256/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,407
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,874
−HK$474/mo
Today · 4.125%
HK$18,348
baseline
▲ 0.50% · 4.625%
HK$19,315
+HK$967/mo
Deposit HK$2.81M · loan HK$3.43M · min. income ≈ HK$36,696/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,070
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,601
−HK$539/mo
Today · 4.125%
HK$18,140
baseline
▲ 0.50% · 4.625%
HK$19,244
+HK$1,104/mo
Deposit HK$2.50M · loan HK$3.74M · min. income ≈ HK$36,280/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,990
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,499
−HK$517/mo
Today · 4.125%
HK$20,016
baseline
▲ 0.50% · 4.625%
HK$21,071
+HK$1,055/mo
Deposit HK$2.50M · loan HK$3.74M · min. income ≈ HK$40,032/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,492
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,067
−HK$585/mo
Today · 4.125%
HK$19,652
baseline
▲ 0.50% · 4.625%
HK$20,848
+HK$1,196/mo
Deposit HK$2.18M · loan HK$4.05M · min. income ≈ HK$39,304/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,572
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,124
−HK$560/mo
Today · 4.125%
HK$21,684
baseline
▲ 0.50% · 4.625%
HK$22,827
+HK$1,143/mo
Deposit HK$2.18M · loan HK$4.05M · min. income ≈ HK$43,368/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,915
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,534
−HK$630/mo
Today · 4.125%
HK$21,164
baseline
▲ 0.50% · 4.625%
HK$22,451
+HK$1,287/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,328/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,155
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,749
−HK$603/mo
Today · 4.125%
HK$23,352
baseline
▲ 0.50% · 4.625%
HK$24,583
+HK$1,231/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,704/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,337
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,001
−HK$674/mo
Today · 4.125%
HK$22,675
baseline
▲ 0.50% · 4.625%
HK$24,055
+HK$1,380/mo
Deposit HK$1.56M · loan HK$4.68M · min. income ≈ HK$45,350/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,737
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,374
−HK$646/mo
Today · 4.125%
HK$25,020
baseline
▲ 0.50% · 4.625%
HK$26,339
+HK$1,319/mo
Deposit HK$1.56M · loan HK$4.68M · min. income ≈ HK$50,040/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,760
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$719/mo
Today · 4.125%
HK$24,187
baseline
▲ 0.50% · 4.625%
HK$25,659
+HK$1,472/mo
Deposit HK$1.25M · loan HK$4.99M · min. income ≈ HK$48,374/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,320
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,999
−HK$689/mo
Today · 4.125%
HK$26,688
baseline
▲ 0.50% · 4.625%
HK$28,095
+HK$1,407/mo
Deposit HK$1.25M · loan HK$4.99M · min. income ≈ HK$53,376/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,182
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,934
−HK$765/mo
Today · 4.125%
HK$25,699
baseline
▲ 0.50% · 4.625%
HK$27,262
+HK$1,563/mo
Deposit HK$936K · loan HK$5.30M · min. income ≈ HK$51,398/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,902
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,624
−HK$732/mo
Today · 4.125%
HK$28,356
baseline
▲ 0.50% · 4.625%
HK$29,851
+HK$1,495/mo
Deposit HK$936K · loan HK$5.30M · min. income ≈ HK$56,712/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,401
−HK$809/mo
Today · 4.125%
HK$27,210
baseline
▲ 0.50% · 4.625%
HK$28,866
+HK$1,656/mo
Deposit HK$624K · loan HK$5.61M · min. income ≈ HK$54,420/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,249
−HK$775/mo
Today · 4.125%
HK$30,024
baseline
▲ 0.50% · 4.625%
HK$31,606
+HK$1,582/mo
Deposit HK$624K · loan HK$5.61M · min. income ≈ HK$60,048/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$158,825 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).