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At today's rate and a 90% mortgage, the deposit on this unit is about HK$497K, with repayments around HK$21,685/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,370/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,858 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- H
- Saleable Area
- 494 Saleable ft²
- Gross Area
- 648 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-25 | HK$6.15M | +11.8% 4.6y · 3.0%/yr |
| 2017-10-10 | HK$5.50M | +25.6% 2.2y · 12.0%/yr |
| 2015-07-28 | HK$4.38M | +121.2% |
| 2010-10-13 | HK$1.98M | +23.8% |
| 2007-11-20 | HK$1.60M | +2.6% |
| 2007-09-25 | HK$1.56M | — |