▼ 0.50% · 3.625%
HK$12,547
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,937
−HK$397/mo
Today · 4.125%
HK$13,334
baseline
▲ 0.50% · 4.625%
HK$14,145
+HK$811/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,668/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,958
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,333
−HK$380/mo
Today · 4.125%
HK$14,713
baseline
▲ 0.50% · 4.625%
HK$15,488
+HK$775/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,426/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,802
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,231
−HK$436/mo
Today · 4.125%
HK$14,667
baseline
▲ 0.50% · 4.625%
HK$15,560
+HK$893/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$29,334/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,354
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,766
−HK$418/mo
Today · 4.125%
HK$16,184
baseline
▲ 0.50% · 4.625%
HK$17,037
+HK$853/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$32,368/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,056
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,525
−HK$476/mo
Today · 4.125%
HK$16,001
baseline
▲ 0.50% · 4.625%
HK$16,974
+HK$973/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,002/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,750
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,199
−HK$456/mo
Today · 4.125%
HK$17,655
baseline
▲ 0.50% · 4.625%
HK$18,586
+HK$931/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,310/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,311
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,819
−HK$515/mo
Today · 4.125%
HK$17,334
baseline
▲ 0.50% · 4.625%
HK$18,389
+HK$1,055/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$34,668/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,146
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,633
−HK$493/mo
Today · 4.125%
HK$19,126
baseline
▲ 0.50% · 4.625%
HK$20,135
+HK$1,009/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$38,252/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,566
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,112
−HK$555/mo
Today · 4.125%
HK$18,667
baseline
▲ 0.50% · 4.625%
HK$19,803
+HK$1,136/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$37,334/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,542
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,066
−HK$532/mo
Today · 4.125%
HK$20,598
baseline
▲ 0.50% · 4.625%
HK$21,683
+HK$1,085/mo
Deposit HK$1.65M · loan HK$3.85M · min. income ≈ HK$41,196/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,821
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,406
−HK$595/mo
Today · 4.125%
HK$20,001
baseline
▲ 0.50% · 4.625%
HK$21,218
+HK$1,217/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$40,002/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,938
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,499
−HK$570/mo
Today · 4.125%
HK$22,069
baseline
▲ 0.50% · 4.625%
HK$23,232
+HK$1,163/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$44,138/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,075
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,700
−HK$634/mo
Today · 4.125%
HK$21,334
baseline
▲ 0.50% · 4.625%
HK$22,632
+HK$1,298/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$42,668/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,334
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,933
−HK$607/mo
Today · 4.125%
HK$23,540
baseline
▲ 0.50% · 4.625%
HK$24,781
+HK$1,241/mo
Deposit HK$1.10M · loan HK$4.40M · min. income ≈ HK$47,080/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,330
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,993
−HK$675/mo
Today · 4.125%
HK$22,668
baseline
▲ 0.50% · 4.625%
HK$24,047
+HK$1,379/mo
Deposit HK$825K · loan HK$4.68M · min. income ≈ HK$45,336/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,729
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$645/mo
Today · 4.125%
HK$25,011
baseline
▲ 0.50% · 4.625%
HK$26,330
+HK$1,319/mo
Deposit HK$825K · loan HK$4.68M · min. income ≈ HK$50,022/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,585
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,287
−HK$714/mo
Today · 4.125%
HK$24,001
baseline
▲ 0.50% · 4.625%
HK$25,461
+HK$1,460/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$48,002/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,125
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,799
−HK$684/mo
Today · 4.125%
HK$26,483
baseline
▲ 0.50% · 4.625%
HK$27,879
+HK$1,396/mo
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$52,966/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,806 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).