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At today's rate and a 90% mortgage, the deposit on this unit is about HK$523K, with repayments around HK$22,822/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$523K · loan HK$4.71M · min. income ≈ HK$45,644/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,724 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- C
- Saleable Area
- 493 Saleable ft²
- Gross Area
- 658 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-28 | HK$5.13M | −10.0% 4.0y · −2.0%/yr |
| 2020-03-16 | HK$5.70M | +18.8% 3.1y · 6.0%/yr |
| 2017-02-28 | HK$4.80M | +180.7% 9.4y · 19.0%/yr |
| 2007-09-18 | HK$1.71M | — |