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At today's rate and a 90% mortgage, the deposit on this unit is about HK$521K, with repayments around HK$22,747/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,494/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,335 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- E
- Saleable Area
- 498 Saleable ft²
- Gross Area
- 656 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-06 | HK$4.56M | −8.8% 7.2y · −3.0%/yr |
| 2023-09-19 | HK$5.00M | −16.4% 5.3y · −3.0%/yr |
| 2018-06-01 | HK$5.98M | +58.6% 3.6y · 17.0%/yr |
| 2014-11-05 | HK$3.77M | +116.7% |
| 2010-02-04 | HK$1.74M | +8.1% |
| 2007-09-18 | HK$1.61M | — |