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At today's rate and a 90% mortgage, the deposit on this unit is about HK$230K, with repayments around HK$10,017/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,034/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tai Tong Road Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 244 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 61%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-12 | HK$3.00M | +22.0% 6.5y · 3.0%/yr |
| 2017-08-16 | HK$2.46M | +272.7% 9.5y · 29.0%/yr |
| 2008-03-12 | HK$660K | −27.5% |
| 1997-04-24 | HK$910K | +59.6% |
| 1996-05-22 | HK$570K | — |