▼ 0.50% · 3.625%
HK$3,355
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,459
−HK$106/mo
Today · 4.125%
HK$3,565
baseline
▲ 0.50% · 4.625%
HK$3,782
+HK$217/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,130/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,832
−HK$102/mo
Today · 4.125%
HK$3,934
baseline
▲ 0.50% · 4.625%
HK$4,141
+HK$207/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,868/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,805
−HK$117/mo
Today · 4.125%
HK$3,922
baseline
▲ 0.50% · 4.625%
HK$4,160
+HK$238/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$7,844/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$111/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,555
+HK$228/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,151
−HK$127/mo
Today · 4.125%
HK$4,278
baseline
▲ 0.50% · 4.625%
HK$4,539
+HK$261/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$8,556/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,599
−HK$122/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$249/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$138/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$282/mo
Deposit HK$515K · loan HK$956K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$132/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$270/mo
Deposit HK$515K · loan HK$956K · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$148/mo
Today · 4.125%
HK$4,991
baseline
▲ 0.50% · 4.625%
HK$5,295
+HK$304/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,982/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,225
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,365
−HK$142/mo
Today · 4.125%
HK$5,507
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$291/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$11,014/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$325/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$152/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$311/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$169/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,051
+HK$347/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$162/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,703
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$180/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$173/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,040
+HK$352/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,039
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$190/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,808
+HK$391/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,898
−HK$183/mo
Today · 4.125%
HK$7,081
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,162/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).