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At today's rate and a 90% mortgage, the deposit on this unit is about HK$233K, with repayments around HK$10,145/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$233K · loan HK$2.09M · min. income ≈ HK$20,290/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tai Tong Road Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 244 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 61%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-05 | HK$3.00M | −14.2% 5.2y · −3.0%/yr |
| 2017-06-29 | HK$3.50M | +45.8% 4.7y · 10.0%/yr |
| 2012-10-18 | HK$2.40M | +77.8% |
| 2011-05-13 | HK$1.35M | +170.0% |
| 2003-05-16 | HK$500K | +13.6% |
| 2002-02-07 | HK$440K | +0.0% |
| 2001-04-24 | HK$440K | −56.0% |
| 1997-08-22 | HK$1.00M | — |