▼ 0.50% · 3.625%
HK$5,025
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$158/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$153/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$174/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$358/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$168/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$341/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,030
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,218
−HK$190/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,798
+HK$390/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,709
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,889
−HK$182/mo
Today · 4.125%
HK$7,071
baseline
▲ 0.50% · 4.625%
HK$7,444
+HK$373/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$14,142/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,533
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,736
−HK$206/mo
Today · 4.125%
HK$6,942
baseline
▲ 0.50% · 4.625%
HK$7,365
+HK$423/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,884/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,268
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,463
−HK$197/mo
Today · 4.125%
HK$7,660
baseline
▲ 0.50% · 4.625%
HK$8,064
+HK$404/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,320/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,035
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,254
−HK$222/mo
Today · 4.125%
HK$7,476
baseline
▲ 0.50% · 4.625%
HK$7,931
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,952/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,827
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,037
−HK$213/mo
Today · 4.125%
HK$8,250
baseline
▲ 0.50% · 4.625%
HK$8,684
+HK$434/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,500/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,538
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,772
−HK$239/mo
Today · 4.125%
HK$8,011
baseline
▲ 0.50% · 4.625%
HK$8,498
+HK$487/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,022/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,386
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,611
−HK$228/mo
Today · 4.125%
HK$8,839
baseline
▲ 0.50% · 4.625%
HK$9,305
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,678/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,040
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,290
−HK$255/mo
Today · 4.125%
HK$8,545
baseline
▲ 0.50% · 4.625%
HK$9,064
+HK$519/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,090/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,945
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,185
−HK$243/mo
Today · 4.125%
HK$9,428
baseline
▲ 0.50% · 4.625%
HK$9,925
+HK$497/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,856/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,543
−HK$536/mo
▼ 0.25% · 3.875%
HK$8,809
−HK$270/mo
Today · 4.125%
HK$9,079
baseline
▲ 0.50% · 4.625%
HK$9,631
+HK$552/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$18,158/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,504
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,759
−HK$258/mo
Today · 4.125%
HK$10,017
baseline
▲ 0.50% · 4.625%
HK$10,545
+HK$528/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$20,034/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,045
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,327
−HK$286/mo
Today · 4.125%
HK$9,613
baseline
▲ 0.50% · 4.625%
HK$10,198
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,226/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,063
−HK$544/mo
▼ 0.25% · 3.875%
HK$10,333
−HK$274/mo
Today · 4.125%
HK$10,607
baseline
▲ 0.50% · 4.625%
HK$11,166
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,214/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).