▼ 0.50% · 3.625%
HK$3,791
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,909
−HK$120/mo
Today · 4.125%
HK$4,029
baseline
▲ 0.50% · 4.625%
HK$4,274
+HK$245/mo
Deposit HK$831K · loan HK$831K · min. income ≈ HK$8,058/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,218
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,331
−HK$115/mo
Today · 4.125%
HK$4,446
baseline
▲ 0.50% · 4.625%
HK$4,680
+HK$234/mo
Deposit HK$831K · loan HK$831K · min. income ≈ HK$8,892/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,171
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$132/mo
Today · 4.125%
HK$4,432
baseline
▲ 0.50% · 4.625%
HK$4,702
+HK$270/mo
Deposit HK$748K · loan HK$915K · min. income ≈ HK$8,864/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,640
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$126/mo
Today · 4.125%
HK$4,890
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$258/mo
Deposit HK$748K · loan HK$915K · min. income ≈ HK$9,780/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$144/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$294/mo
Deposit HK$665K · loan HK$998K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$138/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$281/mo
Deposit HK$665K · loan HK$998K · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$156/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$319/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$150/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$304/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$168/mo
Today · 4.125%
HK$5,641
baseline
▲ 0.50% · 4.625%
HK$5,984
+HK$343/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$11,282/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,064
−HK$160/mo
Today · 4.125%
HK$6,224
baseline
▲ 0.50% · 4.625%
HK$6,552
+HK$328/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$12,448/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,864
−HK$180/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,412
+HK$368/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$172/mo
Today · 4.125%
HK$6,669
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$351/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,338/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,255
−HK$192/mo
Today · 4.125%
HK$6,447
baseline
▲ 0.50% · 4.625%
HK$6,839
+HK$392/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,894/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,749
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,930
−HK$183/mo
Today · 4.125%
HK$7,113
baseline
▲ 0.50% · 4.625%
HK$7,488
+HK$375/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,226/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,446
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,646
−HK$204/mo
Today · 4.125%
HK$6,850
baseline
▲ 0.50% · 4.625%
HK$7,267
+HK$417/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,700/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,171
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,363
−HK$195/mo
Today · 4.125%
HK$7,558
baseline
▲ 0.50% · 4.625%
HK$7,956
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,116/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,825
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,037
−HK$216/mo
Today · 4.125%
HK$7,253
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$441/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,506/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,592
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,796
−HK$207/mo
Today · 4.125%
HK$8,003
baseline
▲ 0.50% · 4.625%
HK$8,424
+HK$421/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$16,006/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).