▼ 0.50% · 3.625%
HK$3,375
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,480
−HK$107/mo
Today · 4.125%
HK$3,587
baseline
▲ 0.50% · 4.625%
HK$3,805
+HK$218/mo
Deposit HK$740K · loan HK$740K · min. income ≈ HK$7,174/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,755
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$102/mo
Today · 4.125%
HK$3,958
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$209/mo
Deposit HK$740K · loan HK$740K · min. income ≈ HK$7,916/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,713
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$118/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$240/mo
Deposit HK$666K · loan HK$814K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,241
−HK$113/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$229/mo
Deposit HK$666K · loan HK$814K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,050
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,176
−HK$128/mo
Today · 4.125%
HK$4,304
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$262/mo
Deposit HK$592K · loan HK$888K · min. income ≈ HK$8,608/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,506
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$122/mo
Today · 4.125%
HK$4,749
baseline
▲ 0.50% · 4.625%
HK$5,000
+HK$251/mo
Deposit HK$592K · loan HK$888K · min. income ≈ HK$9,498/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,524
−HK$139/mo
Today · 4.125%
HK$4,663
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$284/mo
Deposit HK$518K · loan HK$962K · min. income ≈ HK$9,326/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$133/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,416
+HK$271/mo
Deposit HK$518K · loan HK$962K · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$150/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,327
+HK$305/mo
Deposit HK$444K · loan HK$1.04M · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,257
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$143/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$292/mo
Deposit HK$444K · loan HK$1.04M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$160/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$327/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,784
−HK$153/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,250
+HK$313/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$170/mo
Today · 4.125%
HK$5,739
baseline
▲ 0.50% · 4.625%
HK$6,088
+HK$349/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$11,478/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,008
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,169
−HK$164/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,666
+HK$333/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,738
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,917
−HK$181/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,469
+HK$371/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,555
−HK$173/mo
Today · 4.125%
HK$6,728
baseline
▲ 0.50% · 4.625%
HK$7,083
+HK$355/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,456/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,076
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,265
−HK$192/mo
Today · 4.125%
HK$6,457
baseline
▲ 0.50% · 4.625%
HK$6,849
+HK$392/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,914/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,759
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,940
−HK$184/mo
Today · 4.125%
HK$7,124
baseline
▲ 0.50% · 4.625%
HK$7,500
+HK$376/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,248/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).