▼ 0.50% · 3.625%
HK$3,472
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$110/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$225/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,966
−HK$106/mo
Today · 4.125%
HK$4,072
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$214/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$8,144/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$121/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$685K · loan HK$838K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$116/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,715
+HK$236/mo
Deposit HK$685K · loan HK$838K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,296
−HK$132/mo
Today · 4.125%
HK$4,428
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$269/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$8,856/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$126/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,143
+HK$257/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,654
−HK$143/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$292/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$137/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$279/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,861
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$154/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,480
+HK$314/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$147/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$301/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$165/mo
Today · 4.125%
HK$5,535
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,070/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,950
−HK$157/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$322/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,728
−HK$176/mo
Today · 4.125%
HK$5,904
baseline
▲ 0.50% · 4.625%
HK$6,263
+HK$359/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,808/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,181
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,346
−HK$168/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,858
+HK$344/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,086
−HK$187/mo
Today · 4.125%
HK$6,273
baseline
▲ 0.50% · 4.625%
HK$6,655
+HK$382/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,546/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,743
−HK$179/mo
Today · 4.125%
HK$6,922
baseline
▲ 0.50% · 4.625%
HK$7,286
+HK$364/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,844/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,444
−HK$198/mo
Today · 4.125%
HK$6,642
baseline
▲ 0.50% · 4.625%
HK$7,046
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,284/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,953
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,140
−HK$189/mo
Today · 4.125%
HK$7,329
baseline
▲ 0.50% · 4.625%
HK$7,715
+HK$386/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,658/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).