▼ 0.50% · 3.625%
HK$4,178
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$133/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$270/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$127/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$258/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,596
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,739
−HK$146/mo
Today · 4.125%
HK$4,885
baseline
▲ 0.50% · 4.625%
HK$5,182
+HK$297/mo
Deposit HK$825K · loan HK$1.01M · min. income ≈ HK$9,770/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,113
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$139/mo
Today · 4.125%
HK$5,390
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$284/mo
Deposit HK$825K · loan HK$1.01M · min. income ≈ HK$10,780/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$159/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,653
+HK$324/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,728
−HK$152/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$310/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$172/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,124
+HK$351/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,043
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$165/mo
Today · 4.125%
HK$6,370
baseline
▲ 0.50% · 4.625%
HK$6,705
+HK$335/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$12,740/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$185/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,595
+HK$378/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,508
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,682
−HK$178/mo
Today · 4.125%
HK$6,860
baseline
▲ 0.50% · 4.625%
HK$7,221
+HK$361/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$13,720/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$198/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$405/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,160
−HK$190/mo
Today · 4.125%
HK$7,350
baseline
▲ 0.50% · 4.625%
HK$7,737
+HK$387/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$14,700/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$211/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,537
+HK$432/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,438
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,637
−HK$202/mo
Today · 4.125%
HK$7,839
baseline
▲ 0.50% · 4.625%
HK$8,253
+HK$414/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$15,678/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,103
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,324
−HK$225/mo
Today · 4.125%
HK$7,549
baseline
▲ 0.50% · 4.625%
HK$8,008
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,098/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,903
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,114
−HK$215/mo
Today · 4.125%
HK$8,329
baseline
▲ 0.50% · 4.625%
HK$8,769
+HK$440/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,658/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,521
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,755
−HK$238/mo
Today · 4.125%
HK$7,993
baseline
▲ 0.50% · 4.625%
HK$8,479
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,986/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,367
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,592
−HK$227/mo
Today · 4.125%
HK$8,819
baseline
▲ 0.50% · 4.625%
HK$9,284
+HK$465/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,638/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).