▼ 0.50% · 3.625%
HK$4,412
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$139/mo
Today · 4.125%
HK$4,688
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$286/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$9,376/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$134/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$273/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$153/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$314/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$147/mo
Today · 4.125%
HK$5,690
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,380/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,294
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,459
−HK$167/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$342/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$161/mo
Today · 4.125%
HK$6,208
baseline
▲ 0.50% · 4.625%
HK$6,535
+HK$327/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,416/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,913
−HK$182/mo
Today · 4.125%
HK$6,095
baseline
▲ 0.50% · 4.625%
HK$6,466
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,190/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,380
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,551
−HK$174/mo
Today · 4.125%
HK$6,725
baseline
▲ 0.50% · 4.625%
HK$7,079
+HK$354/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,450/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,368
−HK$196/mo
Today · 4.125%
HK$6,564
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$399/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$13,128/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,871
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$187/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,624
+HK$382/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,823
−HK$209/mo
Today · 4.125%
HK$7,032
baseline
▲ 0.50% · 4.625%
HK$7,460
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,064/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,362
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$201/mo
Today · 4.125%
HK$7,760
baseline
▲ 0.50% · 4.625%
HK$8,169
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,520/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,059
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,278
−HK$223/mo
Today · 4.125%
HK$7,501
baseline
▲ 0.50% · 4.625%
HK$7,958
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,002/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,853
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,063
−HK$214/mo
Today · 4.125%
HK$8,277
baseline
▲ 0.50% · 4.625%
HK$8,713
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,554/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,500
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,733
−HK$237/mo
Today · 4.125%
HK$7,970
baseline
▲ 0.50% · 4.625%
HK$8,455
+HK$485/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,940/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,343
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,567
−HK$227/mo
Today · 4.125%
HK$8,794
baseline
▲ 0.50% · 4.625%
HK$9,258
+HK$464/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,588/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,941
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,188
−HK$251/mo
Today · 4.125%
HK$8,439
baseline
▲ 0.50% · 4.625%
HK$8,952
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,878/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,834
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,071
−HK$240/mo
Today · 4.125%
HK$9,311
baseline
▲ 0.50% · 4.625%
HK$9,802
+HK$491/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,622/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).