▼ 0.50% · 3.625%
HK$4,305
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$136/mo
Today · 4.125%
HK$4,575
baseline
▲ 0.50% · 4.625%
HK$4,854
+HK$279/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$9,150/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,790
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,918
−HK$131/mo
Today · 4.125%
HK$5,049
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$266/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$10,098/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$150/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,339
+HK$306/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$143/mo
Today · 4.125%
HK$5,553
baseline
▲ 0.50% · 4.625%
HK$5,846
+HK$293/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$11,106/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,167
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,327
−HK$164/mo
Today · 4.125%
HK$5,491
baseline
▲ 0.50% · 4.625%
HK$5,825
+HK$334/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$10,982/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,748
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,902
−HK$156/mo
Today · 4.125%
HK$6,058
baseline
▲ 0.50% · 4.625%
HK$6,378
+HK$320/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$12,116/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,597
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,771
−HK$177/mo
Today · 4.125%
HK$5,948
baseline
▲ 0.50% · 4.625%
HK$6,310
+HK$362/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$11,896/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,227
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,394
−HK$169/mo
Today · 4.125%
HK$6,563
baseline
▲ 0.50% · 4.625%
HK$6,909
+HK$346/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$13,126/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,028
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$191/mo
Today · 4.125%
HK$6,406
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$389/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$12,812/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,886
−HK$182/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,441
+HK$373/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,458
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$204/mo
Today · 4.125%
HK$6,863
baseline
▲ 0.50% · 4.625%
HK$7,281
+HK$418/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$13,726/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,185
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,377
−HK$196/mo
Today · 4.125%
HK$7,573
baseline
▲ 0.50% · 4.625%
HK$7,972
+HK$399/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$15,146/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,889
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,103
−HK$218/mo
Today · 4.125%
HK$7,321
baseline
▲ 0.50% · 4.625%
HK$7,766
+HK$445/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,642/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,664
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,869
−HK$209/mo
Today · 4.125%
HK$8,078
baseline
▲ 0.50% · 4.625%
HK$8,504
+HK$426/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,156/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,319
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,547
−HK$231/mo
Today · 4.125%
HK$7,778
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$474/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,556/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,143
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,361
−HK$222/mo
Today · 4.125%
HK$8,583
baseline
▲ 0.50% · 4.625%
HK$9,035
+HK$452/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,166/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,750
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,991
−HK$245/mo
Today · 4.125%
HK$8,236
baseline
▲ 0.50% · 4.625%
HK$8,737
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,472/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,622
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,853
−HK$234/mo
Today · 4.125%
HK$9,087
baseline
▲ 0.50% · 4.625%
HK$9,566
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,174/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).