▼ 0.50% · 3.625%
HK$5,128
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,288
−HK$162/mo
Today · 4.125%
HK$5,450
baseline
▲ 0.50% · 4.625%
HK$5,781
+HK$331/mo
Deposit HK$1.12M · loan HK$1.12M · min. income ≈ HK$10,900/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$155/mo
Today · 4.125%
HK$6,013
baseline
▲ 0.50% · 4.625%
HK$6,330
+HK$317/mo
Deposit HK$1.12M · loan HK$1.12M · min. income ≈ HK$12,026/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,641
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$179/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,359
+HK$364/mo
Deposit HK$1.01M · loan HK$1.24M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,275
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,444
−HK$170/mo
Today · 4.125%
HK$6,614
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$349/mo
Deposit HK$1.01M · loan HK$1.24M · min. income ≈ HK$13,228/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,345
−HK$194/mo
Today · 4.125%
HK$6,539
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$398/mo
Deposit HK$900K · loan HK$1.35M · min. income ≈ HK$13,078/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,846
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,029
−HK$187/mo
Today · 4.125%
HK$7,216
baseline
▲ 0.50% · 4.625%
HK$7,596
+HK$380/mo
Deposit HK$900K · loan HK$1.35M · min. income ≈ HK$14,432/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,666
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,874
−HK$210/mo
Today · 4.125%
HK$7,084
baseline
▲ 0.50% · 4.625%
HK$7,516
+HK$432/mo
Deposit HK$787K · loan HK$1.46M · min. income ≈ HK$14,168/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,416
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,615
−HK$202/mo
Today · 4.125%
HK$7,817
baseline
▲ 0.50% · 4.625%
HK$8,229
+HK$412/mo
Deposit HK$787K · loan HK$1.46M · min. income ≈ HK$15,634/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,179
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,403
−HK$226/mo
Today · 4.125%
HK$7,629
baseline
▲ 0.50% · 4.625%
HK$8,094
+HK$465/mo
Deposit HK$675K · loan HK$1.57M · min. income ≈ HK$15,258/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,987
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,201
−HK$217/mo
Today · 4.125%
HK$8,418
baseline
▲ 0.50% · 4.625%
HK$8,862
+HK$444/mo
Deposit HK$675K · loan HK$1.57M · min. income ≈ HK$16,836/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,692
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,931
−HK$243/mo
Today · 4.125%
HK$8,174
baseline
▲ 0.50% · 4.625%
HK$8,672
+HK$498/mo
Deposit HK$562K · loan HK$1.69M · min. income ≈ HK$16,348/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,557
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,787
−HK$233/mo
Today · 4.125%
HK$9,020
baseline
▲ 0.50% · 4.625%
HK$9,495
+HK$475/mo
Deposit HK$562K · loan HK$1.69M · min. income ≈ HK$18,040/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,205
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,460
−HK$259/mo
Today · 4.125%
HK$8,719
baseline
▲ 0.50% · 4.625%
HK$9,250
+HK$531/mo
Deposit HK$450K · loan HK$1.80M · min. income ≈ HK$17,438/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,128
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,373
−HK$248/mo
Today · 4.125%
HK$9,621
baseline
▲ 0.50% · 4.625%
HK$10,128
+HK$507/mo
Deposit HK$450K · loan HK$1.80M · min. income ≈ HK$19,242/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,718
−HK$546/mo
▼ 0.25% · 3.875%
HK$8,989
−HK$275/mo
Today · 4.125%
HK$9,264
baseline
▲ 0.50% · 4.625%
HK$9,828
+HK$564/mo
Deposit HK$337K · loan HK$1.91M · min. income ≈ HK$18,528/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,698
−HK$524/mo
▼ 0.25% · 3.875%
HK$9,958
−HK$264/mo
Today · 4.125%
HK$10,222
baseline
▲ 0.50% · 4.625%
HK$10,761
+HK$539/mo
Deposit HK$337K · loan HK$1.91M · min. income ≈ HK$20,444/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,230
−HK$579/mo
▼ 0.25% · 3.875%
HK$9,518
−HK$291/mo
Today · 4.125%
HK$9,809
baseline
▲ 0.50% · 4.625%
HK$10,406
+HK$597/mo
Deposit HK$225K · loan HK$2.02M · min. income ≈ HK$19,618/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,269
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,544
−HK$280/mo
Today · 4.125%
HK$10,824
baseline
▲ 0.50% · 4.625%
HK$11,394
+HK$570/mo
Deposit HK$225K · loan HK$2.02M · min. income ≈ HK$21,648/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).