▼ 0.50% · 3.625%
HK$4,461
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,600
−HK$141/mo
Today · 4.125%
HK$4,741
baseline
▲ 0.50% · 4.625%
HK$5,030
+HK$289/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$9,482/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,963
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$135/mo
Today · 4.125%
HK$5,231
baseline
▲ 0.50% · 4.625%
HK$5,507
+HK$276/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$10,462/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,060
−HK$155/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$317/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,606
−HK$148/mo
Today · 4.125%
HK$5,754
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$304/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$11,508/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,354
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,520
−HK$169/mo
Today · 4.125%
HK$5,689
baseline
▲ 0.50% · 4.625%
HK$6,035
+HK$346/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$11,378/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,956
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,115
−HK$163/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,608
+HK$330/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,800
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,980
−HK$183/mo
Today · 4.125%
HK$6,163
baseline
▲ 0.50% · 4.625%
HK$6,538
+HK$375/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$12,326/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,452
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,625
−HK$176/mo
Today · 4.125%
HK$6,801
baseline
▲ 0.50% · 4.625%
HK$7,159
+HK$358/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$13,602/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,246
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$197/mo
Today · 4.125%
HK$6,637
baseline
▲ 0.50% · 4.625%
HK$7,041
+HK$404/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,274/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,948
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,135
−HK$189/mo
Today · 4.125%
HK$7,324
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$386/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,648/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,692
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,900
−HK$212/mo
Today · 4.125%
HK$7,112
baseline
▲ 0.50% · 4.625%
HK$7,544
+HK$432/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,224/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,445
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,644
−HK$203/mo
Today · 4.125%
HK$7,847
baseline
▲ 0.50% · 4.625%
HK$8,261
+HK$414/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,694/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,138
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,360
−HK$226/mo
Today · 4.125%
HK$7,586
baseline
▲ 0.50% · 4.625%
HK$8,047
+HK$461/mo
Deposit HK$391K · loan HK$1.57M · min. income ≈ HK$15,172/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,941
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,154
−HK$216/mo
Today · 4.125%
HK$8,370
baseline
▲ 0.50% · 4.625%
HK$8,811
+HK$441/mo
Deposit HK$391K · loan HK$1.57M · min. income ≈ HK$16,740/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,584
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,820
−HK$240/mo
Today · 4.125%
HK$8,060
baseline
▲ 0.50% · 4.625%
HK$8,550
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,120/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,437
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,664
−HK$229/mo
Today · 4.125%
HK$8,893
baseline
▲ 0.50% · 4.625%
HK$9,362
+HK$469/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,786/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,030
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,280
−HK$254/mo
Today · 4.125%
HK$8,534
baseline
▲ 0.50% · 4.625%
HK$9,053
+HK$519/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,068/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,934
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,173
−HK$243/mo
Today · 4.125%
HK$9,416
baseline
▲ 0.50% · 4.625%
HK$9,913
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,832/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).