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At today's rate and a 90% mortgage, the deposit on this unit is about HK$235K, with repayments around HK$10,271/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$235K · loan HK$2.12M · min. income ≈ HK$20,542/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Hong Lok Road Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 353 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-15 | HK$3.95M | +29.5% 1.6y · 19.0%/yr |
| 2017-09-08 | HK$3.05M | +96.8% 5.4y · 18.0%/yr |
| 2012-04-02 | HK$1.55M | +46.2% |
| 2010-11-24 | HK$1.06M | +41.3% |
| 2009-09-01 | HK$750K | +63.0% |
| 2006-03-15 | HK$460K | −29.2% |
| 2000-02-22 | HK$650K | — |