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Crescira AVM · estimated value Medium confidence
HK$2.26M
≈ HK$8,680 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$226K, with repayments around HK$9,844/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$9,263
−HK$581/mo
▼ 0.25% · 3.875%
HK$9,551
−HK$293/mo
Today · 4.125%
HK$9,844
baseline
▲ 0.50% · 4.625%
HK$10,442
+HK$598/mo

Deposit HK$226K · loan HK$2.03M · min. income ≈ HK$19,688/mo (50% DSR)

Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
LR-Hong Lok Road
≈ 4 min walk · 278 m
Education
58
schools within 1 km (19 within 500 m)
Daily convenience
50
within 1 km (26 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to LR-Hong Lok Road Station.

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
1/F
Flat
B
Saleable Area
260 Saleable ft²
Gross Area
332 ft²
Efficiency
78%
District
Yuen Long District · New Territories West
School net (POA)
73

Transaction History

Date Price Gain / loss
2019-04-24 HK$3.50M +50.3%
3.1y · 16.0%/yr
2016-03-16 HK$2.33M +263.8%
8.0y · 33.0%/yr
2008-03-18 HK$640K +20.8%
2008-01-10 HK$530K +8.2%
2007-11-07 HK$490K +8.9%
2005-05-27 HK$450K +15.4%
2004-12-14 HK$390K −66.4%
1997-10-29 HK$1.16M −1.7%
1997-04-26 HK$1.18M +118.5%
1996-12-28 HK$540K
Data sourced from Renavon.com