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At today's rate and a 90% mortgage, the deposit on this unit is about HK$230K, with repayments around HK$10,046/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,092/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Hong Lok Road Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 353 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-10 | HK$2.50M | −17.2% 5.0y · −3.0%/yr |
| 2019-07-18 | HK$3.02M | +37.9% 3.1y · 12.0%/yr |
| 2016-06-21 | HK$2.19M | +85.6% 5.1y · 17.0%/yr |
| 2011-06-02 | HK$1.18M | +55.3% |
| 2009-09-03 | HK$760K | +8.6% |
| 2008-10-29 | HK$700K | +62.8% |
| 2006-07-28 | HK$430K | — |