▼ 0.50% · 3.625%
HK$20,498
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,136
−HK$648/mo
Today · 4.125%
HK$21,784
baseline
▲ 0.50% · 4.625%
HK$23,109
+HK$1,325/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,568/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,804
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,416
−HK$620/mo
Today · 4.125%
HK$24,036
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,267/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,072/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,548
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,250
−HK$712/mo
Today · 4.125%
HK$23,962
baseline
▲ 0.50% · 4.625%
HK$25,420
+HK$1,458/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$47,924/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,085
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$683/mo
Today · 4.125%
HK$26,440
baseline
▲ 0.50% · 4.625%
HK$27,834
+HK$1,394/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$52,880/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,598
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,363
−HK$778/mo
Today · 4.125%
HK$26,141
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,590/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$52,282/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$745/mo
Today · 4.125%
HK$28,844
baseline
▲ 0.50% · 4.625%
HK$30,364
+HK$1,520/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$57,688/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,648
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,477
−HK$842/mo
Today · 4.125%
HK$28,319
baseline
▲ 0.50% · 4.625%
HK$30,042
+HK$1,723/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,638/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,646
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,441
−HK$806/mo
Today · 4.125%
HK$31,247
baseline
▲ 0.50% · 4.625%
HK$32,894
+HK$1,647/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,494/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,698
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,590
−HK$907/mo
Today · 4.125%
HK$30,497
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,856/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,994/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,926
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,782
−HK$869/mo
Today · 4.125%
HK$33,651
baseline
▲ 0.50% · 4.625%
HK$35,425
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,302/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,748
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,704
−HK$972/mo
Today · 4.125%
HK$32,676
baseline
▲ 0.50% · 4.625%
HK$34,664
+HK$1,988/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,352/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,206
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,124
−HK$931/mo
Today · 4.125%
HK$36,055
baseline
▲ 0.50% · 4.625%
HK$37,955
+HK$1,900/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,110/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,797
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,818
−HK$1,036/mo
Today · 4.125%
HK$34,854
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$2,121/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,708/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,487
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$993/mo
Today · 4.125%
HK$38,458
baseline
▲ 0.50% · 4.625%
HK$40,485
+HK$2,027/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,916/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,847
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$1,102/mo
Today · 4.125%
HK$37,033
baseline
▲ 0.50% · 4.625%
HK$39,286
+HK$2,253/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,066/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,767
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,807
−HK$1,055/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,016
+HK$2,154/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,897
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,045
−HK$1,166/mo
Today · 4.125%
HK$39,211
baseline
▲ 0.50% · 4.625%
HK$41,597
+HK$2,386/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,422/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,048
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,149
−HK$1,116/mo
Today · 4.125%
HK$43,265
baseline
▲ 0.50% · 4.625%
HK$45,546
+HK$2,281/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,530/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,686 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).