▼ 0.50% · 3.625%
HK$19,732
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,346
−HK$624/mo
Today · 4.125%
HK$20,970
baseline
▲ 0.50% · 4.625%
HK$22,246
+HK$1,276/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,940/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,952
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,541
−HK$597/mo
Today · 4.125%
HK$23,138
baseline
▲ 0.50% · 4.625%
HK$24,357
+HK$1,219/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,276/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,705
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,381
−HK$686/mo
Today · 4.125%
HK$23,067
baseline
▲ 0.50% · 4.625%
HK$24,470
+HK$1,403/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,134/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,147
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,795
−HK$657/mo
Today · 4.125%
HK$25,452
baseline
▲ 0.50% · 4.625%
HK$26,793
+HK$1,341/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,904/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,679
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,415
−HK$749/mo
Today · 4.125%
HK$25,164
baseline
▲ 0.50% · 4.625%
HK$26,695
+HK$1,531/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,328/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,342
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,049
−HK$716/mo
Today · 4.125%
HK$27,765
baseline
▲ 0.50% · 4.625%
HK$29,229
+HK$1,464/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,530/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,652
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,450
−HK$810/mo
Today · 4.125%
HK$27,260
baseline
▲ 0.50% · 4.625%
HK$28,919
+HK$1,659/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,520/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,537
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,303
−HK$776/mo
Today · 4.125%
HK$30,079
baseline
▲ 0.50% · 4.625%
HK$31,665
+HK$1,586/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,158/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,625
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,484
−HK$873/mo
Today · 4.125%
HK$29,357
baseline
▲ 0.50% · 4.625%
HK$31,144
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,714/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,733
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,557
−HK$836/mo
Today · 4.125%
HK$32,393
baseline
▲ 0.50% · 4.625%
HK$34,100
+HK$1,707/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,786/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,598
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,519
−HK$935/mo
Today · 4.125%
HK$31,454
baseline
▲ 0.50% · 4.625%
HK$33,368
+HK$1,914/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,908/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,928
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,811
−HK$896/mo
Today · 4.125%
HK$34,707
baseline
▲ 0.50% · 4.625%
HK$36,536
+HK$1,829/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,414/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,572
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,554
−HK$997/mo
Today · 4.125%
HK$33,551
baseline
▲ 0.50% · 4.625%
HK$35,593
+HK$2,042/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,102/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,123
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$956/mo
Today · 4.125%
HK$37,021
baseline
▲ 0.50% · 4.625%
HK$38,972
+HK$1,951/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$74,042/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,545
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,588
−HK$1,060/mo
Today · 4.125%
HK$35,648
baseline
▲ 0.50% · 4.625%
HK$37,817
+HK$2,169/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,296/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,318
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,319
−HK$1,015/mo
Today · 4.125%
HK$39,334
baseline
▲ 0.50% · 4.625%
HK$41,408
+HK$2,074/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,668/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,518
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,623
−HK$1,122/mo
Today · 4.125%
HK$37,745
baseline
▲ 0.50% · 4.625%
HK$40,042
+HK$2,297/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$75,490/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,513
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,573
−HK$1,075/mo
Today · 4.125%
HK$41,648
baseline
▲ 0.50% · 4.625%
HK$43,843
+HK$2,195/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$83,296/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,606 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).