▼ 0.50% · 3.625%
HK$15,538
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,022
−HK$491/mo
Today · 4.125%
HK$16,513
baseline
▲ 0.50% · 4.625%
HK$17,518
+HK$1,005/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,026/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,286
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,750
−HK$470/mo
Today · 4.125%
HK$18,220
baseline
▲ 0.50% · 4.625%
HK$19,181
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,440/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,092
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,624
−HK$540/mo
Today · 4.125%
HK$18,164
baseline
▲ 0.50% · 4.625%
HK$19,269
+HK$1,105/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,328/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,015
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,525
−HK$517/mo
Today · 4.125%
HK$20,042
baseline
▲ 0.50% · 4.625%
HK$21,099
+HK$1,057/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,084/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,646
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,226
−HK$589/mo
Today · 4.125%
HK$19,815
baseline
▲ 0.50% · 4.625%
HK$21,021
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,630/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,744
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,300
−HK$564/mo
Today · 4.125%
HK$21,864
baseline
▲ 0.50% · 4.625%
HK$23,017
+HK$1,153/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,728/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,200
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,828
−HK$639/mo
Today · 4.125%
HK$21,467
baseline
▲ 0.50% · 4.625%
HK$22,773
+HK$1,306/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$42,934/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,472
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,075
−HK$611/mo
Today · 4.125%
HK$23,686
baseline
▲ 0.50% · 4.625%
HK$24,935
+HK$1,249/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$47,372/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,754
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,430
−HK$688/mo
Today · 4.125%
HK$23,118
baseline
▲ 0.50% · 4.625%
HK$24,525
+HK$1,407/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,236/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,201
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,850
−HK$658/mo
Today · 4.125%
HK$25,508
baseline
▲ 0.50% · 4.625%
HK$26,853
+HK$1,345/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$51,016/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,308
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,033
−HK$736/mo
Today · 4.125%
HK$24,769
baseline
▲ 0.50% · 4.625%
HK$26,276
+HK$1,507/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,538/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,930
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,625
−HK$705/mo
Today · 4.125%
HK$27,330
baseline
▲ 0.50% · 4.625%
HK$28,771
+HK$1,441/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,660/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,862
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,635
−HK$786/mo
Today · 4.125%
HK$26,421
baseline
▲ 0.50% · 4.625%
HK$28,028
+HK$1,607/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,842/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,658
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,400
−HK$752/mo
Today · 4.125%
HK$29,152
baseline
▲ 0.50% · 4.625%
HK$30,689
+HK$1,537/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,304/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,237
−HK$835/mo
Today · 4.125%
HK$28,072
baseline
▲ 0.50% · 4.625%
HK$29,780
+HK$1,708/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,144/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,387
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,175
−HK$799/mo
Today · 4.125%
HK$30,974
baseline
▲ 0.50% · 4.625%
HK$32,607
+HK$1,633/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,948/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,969
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,839
−HK$884/mo
Today · 4.125%
HK$29,723
baseline
▲ 0.50% · 4.625%
HK$31,532
+HK$1,809/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,446/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,115
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,950
−HK$847/mo
Today · 4.125%
HK$32,797
baseline
▲ 0.50% · 4.625%
HK$34,525
+HK$1,728/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,594/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,431 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).