▼ 0.50% · 3.625%
HK$15,183
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,655
−HK$480/mo
Today · 4.125%
HK$16,135
baseline
▲ 0.50% · 4.625%
HK$17,117
+HK$982/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,270/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,891
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,344
−HK$460/mo
Today · 4.125%
HK$17,804
baseline
▲ 0.50% · 4.625%
HK$18,742
+HK$938/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,608/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,701
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,221
−HK$528/mo
Today · 4.125%
HK$17,749
baseline
▲ 0.50% · 4.625%
HK$18,829
+HK$1,080/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$35,498/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,580
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,078
−HK$506/mo
Today · 4.125%
HK$19,584
baseline
▲ 0.50% · 4.625%
HK$20,616
+HK$1,032/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$39,168/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,220
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,786
−HK$576/mo
Today · 4.125%
HK$19,362
baseline
▲ 0.50% · 4.625%
HK$20,540
+HK$1,178/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$38,724/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,269
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,813
−HK$551/mo
Today · 4.125%
HK$21,364
baseline
▲ 0.50% · 4.625%
HK$22,490
+HK$1,126/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$42,728/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,738
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,352
−HK$624/mo
Today · 4.125%
HK$20,976
baseline
▲ 0.50% · 4.625%
HK$22,252
+HK$1,276/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,952/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,958
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,547
−HK$598/mo
Today · 4.125%
HK$23,145
baseline
▲ 0.50% · 4.625%
HK$24,365
+HK$1,220/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,290/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,256
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,918
−HK$671/mo
Today · 4.125%
HK$22,589
baseline
▲ 0.50% · 4.625%
HK$23,964
+HK$1,375/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,178/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,647
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$643/mo
Today · 4.125%
HK$24,925
baseline
▲ 0.50% · 4.625%
HK$26,239
+HK$1,314/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,850/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,775
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,483
−HK$720/mo
Today · 4.125%
HK$24,203
baseline
▲ 0.50% · 4.625%
HK$25,676
+HK$1,473/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$48,406/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,337
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,016
−HK$689/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,113
+HK$1,408/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,293
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,049
−HK$767/mo
Today · 4.125%
HK$25,816
baseline
▲ 0.50% · 4.625%
HK$27,387
+HK$1,571/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,632/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,026
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,751
−HK$735/mo
Today · 4.125%
HK$28,486
baseline
▲ 0.50% · 4.625%
HK$29,987
+HK$1,501/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$56,972/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,811
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,614
−HK$816/mo
Today · 4.125%
HK$27,430
baseline
▲ 0.50% · 4.625%
HK$29,099
+HK$1,669/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$54,860/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,715
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,485
−HK$781/mo
Today · 4.125%
HK$30,266
baseline
▲ 0.50% · 4.625%
HK$31,862
+HK$1,596/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$60,532/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,180
−HK$863/mo
Today · 4.125%
HK$29,043
baseline
▲ 0.50% · 4.625%
HK$30,811
+HK$1,768/mo
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$58,086/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,404
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,219
−HK$828/mo
Today · 4.125%
HK$32,047
baseline
▲ 0.50% · 4.625%
HK$33,736
+HK$1,689/mo
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$64,094/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,756 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).