▼ 0.50% · 3.625%
HK$19,762
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,377
−HK$625/mo
Today · 4.125%
HK$21,002
baseline
▲ 0.50% · 4.625%
HK$22,280
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$42,004/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,986
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,575
−HK$598/mo
Today · 4.125%
HK$23,173
baseline
▲ 0.50% · 4.625%
HK$24,395
+HK$1,222/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,346/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,739
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,415
−HK$687/mo
Today · 4.125%
HK$23,102
baseline
▲ 0.50% · 4.625%
HK$24,508
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,204/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,184
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,833
−HK$658/mo
Today · 4.125%
HK$25,491
baseline
▲ 0.50% · 4.625%
HK$26,834
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$50,982/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,715
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,453
−HK$749/mo
Today · 4.125%
HK$25,202
baseline
▲ 0.50% · 4.625%
HK$26,736
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,404/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,383
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,090
−HK$718/mo
Today · 4.125%
HK$27,808
baseline
▲ 0.50% · 4.625%
HK$29,274
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,616/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,691
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,490
−HK$812/mo
Today · 4.125%
HK$27,302
baseline
▲ 0.50% · 4.625%
HK$28,964
+HK$1,662/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,604/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,581
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,348
−HK$777/mo
Today · 4.125%
HK$30,125
baseline
▲ 0.50% · 4.625%
HK$31,713
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,250/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,667
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,528
−HK$874/mo
Today · 4.125%
HK$29,402
baseline
▲ 0.50% · 4.625%
HK$31,192
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,804/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,780
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,605
−HK$838/mo
Today · 4.125%
HK$32,443
baseline
▲ 0.50% · 4.625%
HK$34,153
+HK$1,710/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,886/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,644
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,566
−HK$937/mo
Today · 4.125%
HK$31,503
baseline
▲ 0.50% · 4.625%
HK$33,419
+HK$1,916/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,006/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,978
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,863
−HK$897/mo
Today · 4.125%
HK$34,760
baseline
▲ 0.50% · 4.625%
HK$36,592
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,520/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,620
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,604
−HK$999/mo
Today · 4.125%
HK$33,603
baseline
▲ 0.50% · 4.625%
HK$35,647
+HK$2,044/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,206/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,177
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,120
−HK$957/mo
Today · 4.125%
HK$37,077
baseline
▲ 0.50% · 4.625%
HK$39,032
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,154/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,596
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,641
−HK$1,062/mo
Today · 4.125%
HK$35,703
baseline
▲ 0.50% · 4.625%
HK$37,875
+HK$2,172/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,406/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,375
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,378
−HK$1,017/mo
Today · 4.125%
HK$39,395
baseline
▲ 0.50% · 4.625%
HK$41,471
+HK$2,076/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,790/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,572
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,679
−HK$1,124/mo
Today · 4.125%
HK$37,803
baseline
▲ 0.50% · 4.625%
HK$40,103
+HK$2,300/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,606/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,574
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,635
−HK$1,077/mo
Today · 4.125%
HK$41,712
baseline
▲ 0.50% · 4.625%
HK$43,911
+HK$2,199/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,424/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,004 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).