▼ 0.50% · 3.625%
HK$19,899
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,518
−HK$629/mo
Today · 4.125%
HK$21,147
baseline
▲ 0.50% · 4.625%
HK$22,434
+HK$1,287/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,294/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,138
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,732
−HK$602/mo
Today · 4.125%
HK$23,334
baseline
▲ 0.50% · 4.625%
HK$24,564
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,668/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,889
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,570
−HK$692/mo
Today · 4.125%
HK$23,262
baseline
▲ 0.50% · 4.625%
HK$24,678
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,524/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,352
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,005
−HK$662/mo
Today · 4.125%
HK$25,667
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,334/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,879
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,622
−HK$755/mo
Today · 4.125%
HK$25,377
baseline
▲ 0.50% · 4.625%
HK$26,921
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,754/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,566
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,278
−HK$723/mo
Today · 4.125%
HK$28,001
baseline
▲ 0.50% · 4.625%
HK$29,477
+HK$1,476/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,002/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,869
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,674
−HK$818/mo
Today · 4.125%
HK$27,492
baseline
▲ 0.50% · 4.625%
HK$29,164
+HK$1,672/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,984/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,779
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,551
−HK$783/mo
Today · 4.125%
HK$30,334
baseline
▲ 0.50% · 4.625%
HK$31,933
+HK$1,599/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,668/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,859
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,726
−HK$880/mo
Today · 4.125%
HK$29,606
baseline
▲ 0.50% · 4.625%
HK$31,408
+HK$1,802/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,212/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,824
−HK$844/mo
Today · 4.125%
HK$32,668
baseline
▲ 0.50% · 4.625%
HK$34,390
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,336/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,849
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,778
−HK$943/mo
Today · 4.125%
HK$31,721
baseline
▲ 0.50% · 4.625%
HK$33,651
+HK$1,930/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,442/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,207
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,098
−HK$903/mo
Today · 4.125%
HK$35,001
baseline
▲ 0.50% · 4.625%
HK$36,846
+HK$1,845/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,002/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,839
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,830
−HK$1,006/mo
Today · 4.125%
HK$33,836
baseline
▲ 0.50% · 4.625%
HK$35,895
+HK$2,059/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,672/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,421
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,371
−HK$963/mo
Today · 4.125%
HK$37,334
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$1,968/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,668/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,829
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,881
−HK$1,070/mo
Today · 4.125%
HK$35,951
baseline
▲ 0.50% · 4.625%
HK$38,138
+HK$2,187/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,902/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,635
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,644
−HK$1,024/mo
Today · 4.125%
HK$39,668
baseline
▲ 0.50% · 4.625%
HK$41,759
+HK$2,091/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,336/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,819
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,933
−HK$1,132/mo
Today · 4.125%
HK$38,065
baseline
▲ 0.50% · 4.625%
HK$40,381
+HK$2,316/mo
Deposit HK$873K · loan HK$7.85M · min. income ≈ HK$76,130/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,848
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,917
−HK$1,084/mo
Today · 4.125%
HK$42,001
baseline
▲ 0.50% · 4.625%
HK$44,215
+HK$2,214/mo
Deposit HK$873K · loan HK$7.85M · min. income ≈ HK$84,002/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,806 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).