▼ 0.50% · 3.625%
HK$19,409
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,012
−HK$614/mo
Today · 4.125%
HK$20,626
baseline
▲ 0.50% · 4.625%
HK$21,881
+HK$1,255/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,252/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,592
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,171
−HK$588/mo
Today · 4.125%
HK$22,759
baseline
▲ 0.50% · 4.625%
HK$23,958
+HK$1,199/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,518/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,350
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,014
−HK$674/mo
Today · 4.125%
HK$22,688
baseline
▲ 0.50% · 4.625%
HK$24,069
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,376/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,751
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,388
−HK$646/mo
Today · 4.125%
HK$25,034
baseline
▲ 0.50% · 4.625%
HK$26,354
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,068/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,290
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,015
−HK$736/mo
Today · 4.125%
HK$24,751
baseline
▲ 0.50% · 4.625%
HK$26,257
+HK$1,506/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$49,502/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,910
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,605
−HK$705/mo
Today · 4.125%
HK$27,310
baseline
▲ 0.50% · 4.625%
HK$28,750
+HK$1,440/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$54,620/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,016
−HK$798/mo
Today · 4.125%
HK$26,814
baseline
▲ 0.50% · 4.625%
HK$28,445
+HK$1,631/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,628/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,070
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,822
−HK$764/mo
Today · 4.125%
HK$29,586
baseline
▲ 0.50% · 4.625%
HK$31,146
+HK$1,560/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,172/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,172
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,017
−HK$859/mo
Today · 4.125%
HK$28,876
baseline
▲ 0.50% · 4.625%
HK$30,633
+HK$1,757/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,752/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,229
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,040
−HK$822/mo
Today · 4.125%
HK$31,862
baseline
▲ 0.50% · 4.625%
HK$33,541
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,724/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,113
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,019
−HK$920/mo
Today · 4.125%
HK$30,939
baseline
▲ 0.50% · 4.625%
HK$32,821
+HK$1,882/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,878/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,388
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,257
−HK$881/mo
Today · 4.125%
HK$34,138
baseline
▲ 0.50% · 4.625%
HK$35,937
+HK$1,799/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,276/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,054
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,020
−HK$981/mo
Today · 4.125%
HK$33,001
baseline
▲ 0.50% · 4.625%
HK$35,009
+HK$2,008/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,002/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,547
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,474
−HK$940/mo
Today · 4.125%
HK$36,414
baseline
▲ 0.50% · 4.625%
HK$38,333
+HK$1,919/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,828/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,995
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,021
−HK$1,043/mo
Today · 4.125%
HK$35,064
baseline
▲ 0.50% · 4.625%
HK$37,197
+HK$2,133/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,128/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,706
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,691
−HK$999/mo
Today · 4.125%
HK$38,690
baseline
▲ 0.50% · 4.625%
HK$40,729
+HK$2,039/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,380/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,936
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,022
−HK$1,104/mo
Today · 4.125%
HK$37,126
baseline
▲ 0.50% · 4.625%
HK$39,386
+HK$2,260/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,252/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,866
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,908
−HK$1,057/mo
Today · 4.125%
HK$40,965
baseline
▲ 0.50% · 4.625%
HK$43,125
+HK$2,160/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,930/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,350 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).