▼ 0.50% · 3.625%
HK$3,387
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,492
−HK$107/mo
Today · 4.125%
HK$3,599
baseline
▲ 0.50% · 4.625%
HK$3,818
+HK$219/mo
Deposit HK$743K · loan HK$743K · min. income ≈ HK$7,198/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,768
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,869
−HK$102/mo
Today · 4.125%
HK$3,971
baseline
▲ 0.50% · 4.625%
HK$4,181
+HK$210/mo
Deposit HK$743K · loan HK$743K · min. income ≈ HK$7,942/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,726
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,841
−HK$118/mo
Today · 4.125%
HK$3,959
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$241/mo
Deposit HK$668K · loan HK$817K · min. income ≈ HK$7,918/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,145
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$113/mo
Today · 4.125%
HK$4,369
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$230/mo
Deposit HK$668K · loan HK$817K · min. income ≈ HK$8,738/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,064
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$128/mo
Today · 4.125%
HK$4,319
baseline
▲ 0.50% · 4.625%
HK$4,582
+HK$263/mo
Deposit HK$594K · loan HK$891K · min. income ≈ HK$8,638/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,521
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,643
−HK$123/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$251/mo
Deposit HK$594K · loan HK$891K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$285/mo
Deposit HK$520K · loan HK$965K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$133/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$272/mo
Deposit HK$520K · loan HK$965K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$150/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$307/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$144/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$293/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$161/mo
Today · 4.125%
HK$5,399
baseline
▲ 0.50% · 4.625%
HK$5,727
+HK$328/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,798/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,652
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,803
−HK$154/mo
Today · 4.125%
HK$5,957
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$314/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,914/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,419
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,588
−HK$171/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,109
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,029
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,190
−HK$164/mo
Today · 4.125%
HK$6,354
baseline
▲ 0.50% · 4.625%
HK$6,689
+HK$335/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,708/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,937
−HK$182/mo
Today · 4.125%
HK$6,119
baseline
▲ 0.50% · 4.625%
HK$6,491
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,238/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,405
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,577
−HK$174/mo
Today · 4.125%
HK$6,751
baseline
▲ 0.50% · 4.625%
HK$7,107
+HK$356/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,502/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,096
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,286
−HK$193/mo
Today · 4.125%
HK$6,479
baseline
▲ 0.50% · 4.625%
HK$6,873
+HK$394/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$12,958/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,782
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,964
−HK$185/mo
Today · 4.125%
HK$7,149
baseline
▲ 0.50% · 4.625%
HK$7,525
+HK$376/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,298/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).