▼ 0.50% · 3.625%
HK$3,749
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,865
−HK$119/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,226
+HK$242/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,170
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$113/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$232/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$130/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,649
+HK$267/mo
Deposit HK$740K · loan HK$904K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$125/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$255/mo
Deposit HK$740K · loan HK$904K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$142/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$291/mo
Deposit HK$658K · loan HK$986K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$137/mo
Today · 4.125%
HK$5,275
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$278/mo
Deposit HK$658K · loan HK$986K · min. income ≈ HK$10,550/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,873
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,025
−HK$154/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$315/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,421
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$147/mo
Today · 4.125%
HK$5,714
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$301/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$11,428/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,248
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,411
−HK$166/mo
Today · 4.125%
HK$5,577
baseline
▲ 0.50% · 4.625%
HK$5,916
+HK$339/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$11,154/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,838
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,995
−HK$159/mo
Today · 4.125%
HK$6,154
baseline
▲ 0.50% · 4.625%
HK$6,478
+HK$324/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$12,308/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,623
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,798
−HK$177/mo
Today · 4.125%
HK$5,975
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$364/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$11,950/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,255
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,423
−HK$170/mo
Today · 4.125%
HK$6,593
baseline
▲ 0.50% · 4.625%
HK$6,941
+HK$348/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$13,186/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,998
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,184
−HK$190/mo
Today · 4.125%
HK$6,374
baseline
▲ 0.50% · 4.625%
HK$6,762
+HK$388/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,748/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,672
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,851
−HK$182/mo
Today · 4.125%
HK$7,033
baseline
▲ 0.50% · 4.625%
HK$7,403
+HK$370/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,066/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,571
−HK$201/mo
Today · 4.125%
HK$6,772
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$412/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,544/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,089
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,279
−HK$193/mo
Today · 4.125%
HK$7,472
baseline
▲ 0.50% · 4.625%
HK$7,866
+HK$394/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,944/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,747
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,957
−HK$213/mo
Today · 4.125%
HK$7,170
baseline
▲ 0.50% · 4.625%
HK$7,607
+HK$437/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,340/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,506
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,708
−HK$204/mo
Today · 4.125%
HK$7,912
baseline
▲ 0.50% · 4.625%
HK$8,329
+HK$417/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,824/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).